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1. Shariah Compliance Declaration: Required when the insurance agreement needs explicit confirmation of compliance with Islamic principles

2. Reinsurance Arrangements: Included when there are specific reinsurance arrangements that affect the agreement

3. Broker/Agent Provisions: Required when an insurance broker or agent is involved in the arrangement

4. Sanctions Clause: Included for international insurance arrangements or when dealing with international parties

5. Force Majeure: Optional clause defining circumstances beyond parties' control that may affect the agreement

6. Confidentiality: Added when specific confidentiality provisions are required beyond standard privacy obligations

7. Dispute Resolution: Optional detailed procedure for resolving disputes, including mediation or arbitration provisions

1. Schedule A - Coverage Details: Detailed breakdown of insurance coverage, limits, and sub-limits

2. Schedule B - Premium Schedule: Detailed premium calculation methodology and payment schedule

3. Schedule C - Claims Documentation Requirements: List of required documents and procedures for claims processing

4. Schedule D - Excluded Risks: Comprehensive list of exclusions and limitations

5. Appendix 1 - Risk Assessment Report: Initial risk assessment documentation

6. Appendix 2 - Compliance Certificates: Relevant regulatory and Shariah compliance certificates

7. Appendix 3 - Special Terms and Conditions: Any special conditions or variations applicable to the specific agreement