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1. Renewal Terms: Include when the agreement allows for automatic or conditional renewal

2. Co-Insurance Provisions: Required when multiple insurers are involved in providing the coverage

3. Broker/Agent Details: Include when an insurance intermediary is involved in the arrangement

4. Special Conditions: Add when there are unique circumstances or specific conditions that affect the coverage

5. Dispute Resolution: Include when parties want to specify particular dispute resolution mechanisms

6. Force Majeure: Add when parties want to address specific circumstances that might affect insurance coverage

1. Schedule A - Coverage Details: Detailed breakdown of insurance coverage, limits, and sublimits

2. Schedule B - Premium Calculation: Detailed calculation of premiums, including any adjustments or special rates

3. Schedule C - Excluded Risks: Comprehensive list of exclusions and limitations to the coverage

4. Appendix 1 - Claims Documentation Requirements: List of required documents and procedures for claims processing

5. Appendix 2 - Risk Assessment Report: Summary of risk assessment findings and recommendations

6. Appendix 3 - Disclosure Forms: Standard forms for disclosure of material information as required by Philippine regulations