Banking Act (Cap. 19): Primary legislation governing banking institutions and their lending activities in Singapore
Moneylenders Act (Cap. 188): Regulates moneylending businesses and related lending activities in Singapore
Securities and Futures Act (Cap. 289): Relevant when loans involve securities or financial instruments as collateral
Consumer Protection (Fair Trading) Act (Cap. 52A): Ensures fair trading practices and consumer protection in financial transactions
Contract Law Act (Cap. 53): Governs the formation and enforcement of contracts in Singapore
Unfair Contract Terms Act (Cap. 396): Regulates unfair terms in contracts and protects parties from unreasonable contract provisions
MAS Guidelines on Fair Lending Practices: Regulatory guidelines issued by MAS for ensuring fair lending practices by financial institutions
MAS Notice 635: Regulations specific to unsecured credit facilities and their management
MAS Notice 645: Guidelines and requirements specific to residential property loans
Stamp Duties Act (Cap. 312): Governs stamp duty requirements for loan documentation and related instruments
Evidence Act (Cap. 97): Establishes requirements for documentary evidence and proof in legal proceedings
Personal Data Protection Act 2012: Regulates the collection, use, and disclosure of personal data in loan documentation and processing
