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1. Insurance Requirements: Required when the loan includes mandatory credit life or property insurance

2. Co-Borrower Provisions: Included when there is a co-borrower or guarantor for the loan

3. Automatic Debit Authorization: Used when repayment is through automatic bank account deductions

4. Pre-termination Provisions: Details of early payment options and associated fees, if applicable

5. Special Payment Arrangements: Included when non-standard payment terms are agreed upon

6. Post-dated Check Provisions: Required when repayment is secured by post-dated checks

1. Schedule A - Truth in Lending Act Disclosure Statement: Mandatory disclosure of effective interest rates and total cost of credit as required by RA 3765

2. Schedule B - Amortization Schedule: Detailed breakdown of payment schedule showing principal and interest portions

3. Schedule C - Fees and Charges: Comprehensive list of all applicable fees and charges

4. Schedule D - Security Details: Detailed description of collateral or security provided

5. Appendix 1 - Know Your Customer (KYC) Requirements: List of required customer identification documents

6. Appendix 2 - Collection Practices Statement: Declaration of fair collection practices as per BSP guidelines