The Affidavit of Net Worth is a critical legal document utilized in various contexts within the Indian legal system. It serves as a comprehensive financial disclosure tool required in numerous situations such as divorce proceedings, loan applications, legal disputes, or regulatory compliance. The document provides a detailed snapshot of an individual's financial status, including all assets (movable and immovable), liabilities, income sources, and regular financial obligations. This affidavit must comply with Indian legal requirements, including proper execution before a notary public and submission on appropriate stamp paper. It carries significant legal weight, with false declarations potentially leading to serious consequences under Indian law. The document is often accompanied by supporting documentation and may be required by courts, financial institutions, or government authorities for various official purposes.
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1. Title and Verification: Document title, declarant's information, and verification statement confirming this is a sworn statement
2. Personal Information: Declarant's full name, age, occupation, residential address, and other identifying details
3. Purpose of Affidavit: Statement explaining why this affidavit is being executed and its intended use
4. Employment and Income: Current employment status, employer details, salary, and all other sources of income
5. Real Estate Holdings: Details of all owned properties including residential, commercial, and agricultural land
6. Bank Accounts and Cash: List of all bank accounts, cash holdings, and fixed deposits
7. Investments: Details of stocks, bonds, mutual funds, insurance policies, and other investments
8. Personal Property: Valuable personal possessions including vehicles, jewelry, art, and collectibles
9. Business Interests: Ownership in businesses, partnerships, or other commercial ventures
10. Liabilities: All debts, loans, mortgages, and other financial obligations
11. Regular Expenses: Monthly or annual recurring expenses and financial obligations
12. Declaration and Oath: Final sworn statement confirming the truthfulness of all information provided
13. Notarization Block: Space for notary's official stamp, signature, and attestation
1. Pending Litigation: Details of any ongoing legal proceedings affecting financial status - included when relevant to the purpose
2. Contingent Assets: Expected inheritances or other future assets - included when there are significant probable future gains
3. Trust Interests: Details of any trust funds or fiduciary relationships - included when applicable
4. Foreign Assets: Assets held outside India - included when the declarant has international holdings
5. Dependent Information: Details about financial dependents - included when relevant to the purpose (e.g., divorce proceedings)
6. Recent Transfers: Details of recent significant asset transfers - included when required by court or relevant authority
7. Insurance Policies: Detailed section on life, health, and other insurance policies - included when significant to net worth
1. Schedule A - Property Documents: Copies of property ownership documents, tax receipts, and valuations
2. Schedule B - Bank Statements: Recent statements from all bank accounts and financial institutions
3. Schedule C - Investment Certificates: Copies of share certificates, bonds, and other investment documents
4. Schedule D - Income Proof: Salary slips, tax returns, and other income verification documents
5. Schedule E - Liability Documentation: Loan agreements, credit card statements, and other debt documentation
6. Schedule F - Business Valuations: Professional valuations of business interests and commercial assets
7. Schedule G - Supporting Photographs: Photographs of valuable personal property items listed in the affidavit
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