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The Lien Release Request Letter to Bank is a crucial document in Philippine banking and property transactions, used when a borrower has fully satisfied their loan obligations and seeks to clear the encumbrance on their property. This document becomes necessary once a loan is fully paid off and the borrower needs to regain clear title to their property. The letter must comply with Philippine banking regulations, including the General Banking Law of 2000 and the Civil Code of the Philippines, and typically contains specific information such as loan account details, property description, and proof of payment. It initiates the formal process of lien release, which is essential for future property transactions or refinancing. The document is particularly important in the Philippine context where property rights and banking transactions are heavily regulated and require proper documentation.

1. Letter Header and Date: Complete contact information of the sender and date of the letter

2. Bank's Information: Full name and address of the bank and relevant department

3. Subject Line: Clear indication that this is a lien release request with reference numbers

4. Salutation: Professional greeting to the appropriate bank officer or department

5. Loan Information: Details of the loan account number, original loan amount, and current status

6. Property Description: Complete description of the property subject to the lien, including all relevant identification numbers

7. Release Request: Formal request for the release of the lien with explanation of why (e.g., loan fully paid)

8. Contact Information: Writer's contact details for follow-up communications

9. Closing: Professional closing with signature block and title