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1. Cross Liability Clause: Optional section for projects with multiple contractors or subcontractors requiring mutual coverage

2. Professional Fees: Optional coverage for professional fees incurred in reinstating damaged works

3. Debris Removal: Optional coverage for costs of removing debris following an insured event

4. Extended Maintenance Coverage: Optional extended coverage for the maintenance period beyond standard terms

5. Testing and Commissioning: Optional coverage for damage during testing phase of mechanical/electrical installations

6. Force Majeure Provisions: Optional detailed provisions for natural disasters and extraordinary events

7. Escalation Clause: Optional provision for automatic increase in sum insured to account for inflation

1. Schedule A - Project Details: Detailed description of the construction project, location, and timeline

2. Schedule B - Sum Insured Breakdown: Detailed breakdown of insurance values for different aspects of the works

3. Schedule C - Premium Calculation: Details of premium calculation and payment schedule

4. Schedule D - Excluded Properties: List of specific properties or works excluded from coverage

5. Schedule E - Security Measures: Required security and safety measures at the construction site

6. Schedule F - Claims Documentation Requirements: List of required documents and procedures for claims

7. Appendix 1 - Site Plans: Construction site plans and layouts

8. Appendix 2 - Risk Assessment: Detailed risk assessment of the construction project