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1. Lender Consent: Required when the original lender's approval is needed for the assumption of balance

2. Property Inspection: Used when specific property condition terms need to be documented

3. Insurance Requirements: Included when there are specific insurance obligations related to the assumed loan

4. Default Provisions: Detailed terms for handling payment defaults, if not covered in the original loan agreement

5. Spouse Consent: Required when the seller or buyer is married and spousal consent is necessary

6. Special Payment Arrangements: Used when there are non-standard payment terms or conditions

7. Property Management During Transition: Included when there's a gap between sale and full transfer of possession

1. Schedule A - Property Details: Comprehensive technical description of the property including lot plans and boundaries

2. Schedule B - Payment Schedule: Detailed amortization schedule showing payment dates, amounts, and interest calculations

3. Schedule C - Outstanding Balance Details: Breakdown of the remaining loan balance being assumed

4. Schedule D - Property Documents: List of all property-related documents being transferred

5. Appendix 1 - Original Loan Agreement: Copy of the original loan agreement being assumed

6. Appendix 2 - Property Title: Copy of the current property title or TCT

7. Appendix 3 - Tax Clearances: Copies of relevant tax clearances and certificates