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The Cancel Loan Application Letter is an essential document used when an individual or entity needs to formally withdraw their loan application from a financial institution in New Zealand. This document becomes necessary when circumstances change during the loan application process, such as finding alternative financing, changes in financial situation, or simply deciding not to proceed with the loan. The letter must comply with New Zealand's financial services regulations, particularly the Credit Contracts and Consumer Finance Act 2003 and the Privacy Act 2020. It serves as an official record of the cancellation request and typically includes the applicant's details, loan application reference, explicit cancellation statement, and any requests for the return of submitted documents. This formal communication helps protect both the applicant's and lender's interests while ensuring proper documentation of the cancelled application.

1. Sender's Details: Full name, address, and contact information of the loan applicant

2. Date: Current date of the cancellation letter

3. Recipient's Details: Name and address of the lending institution

4. Loan Application Reference: Reference number and date of the original loan application

5. Clear Cancellation Statement: Explicit statement requesting cancellation of the loan application

6. Return of Documents Request: Request for the return of any original documents submitted with the application

7. Closing and Signature: Professional closing, signature, and printed name of the applicant