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Consumer Credit Act 1974: Primary legislation governing consumer credit and hire agreements. Key sections 87-89 cover default and enforcement, section 90 addresses creditor's power of sale, and section 76 outlines duty to provide information to consumers.

Consumer Rights Act 2015: Legislation ensuring fair treatment of consumers, including requirements for transparency and duty to act in good faith in repossession cases.

FCA Regulations - CONC 7: Financial Conduct Authority regulations specifically dealing with arrears, default and recovery procedures, including requirements for fair treatment of customers in default situations.

Law of Property Act 1925: Foundational legislation providing general provisions regarding the sale of property, relevant to vehicle repossession and sale procedures.

Sale of Goods Act 1979: Legislation governing requirements for sale of goods and transfer of title, particularly relevant to the resale of repossessed vehicles.

Financial Services and Markets Act 2000: Establishes the regulatory framework for financial services in the UK, including oversight of vehicle finance and repossession processes.