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Bank Secrecy Act (BSA): Federal law requiring financial institutions to assist government agencies in detecting and preventing money laundering, including requirements for reporting and record keeping.

Electronic Fund Transfer Act (EFTA): Federal law that provides a basic framework establishing the rights, liabilities, and responsibilities of participants in electronic fund transfer (EFT) systems.

Federal Reserve Regulation E: Federal regulation that implements the Electronic Fund Transfer Act and provides a basic framework that establishes the rights, liabilities, and responsibilities of participants in electronic fund transfer systems.

State Banking Laws: State-specific regulations governing banking operations and authorizations, which vary by jurisdiction and may impose additional requirements for bank authorizations.

USA PATRIOT Act Identity Verification: Federal requirements for financial institutions to verify the identity of persons opening accounts and those authorized to conduct transactions.

Know Your Customer (KYC): Banking regulations requiring financial institutions to verify the identity of their clients and assess potential risks of illegal intentions in business relationships.

Uniform Power of Attorney Act: Model law adopted by many states that provides guidelines for creating and using powers of attorney, including those for financial matters.

State Notarization Requirements: State-specific laws governing the proper notarization of financial documents, including witness requirements and acceptable forms of identification.

Anti-Money Laundering (AML) Regulations: Federal regulations requiring financial institutions to maintain programs to detect and report suspicious activity that might signal criminal activity, including money laundering.