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The Authorization Letter for ATM Card Collection is a crucial document in the US banking system that enables account holders to delegate the collection of their ATM cards when they cannot personally visit the bank. This document becomes necessary in various situations, such as when account holders are traveling, ill, or otherwise unable to collect their cards in person. The letter must comply with federal banking regulations, including the Electronic Fund Transfer Act and related state banking laws. It typically includes comprehensive details about the account holder, the authorized representative, specific authorization scope, and validity period. Banks require this formal authorization to protect against fraud and ensure proper documentation of card handling. The document serves as a legal record of the delegation of authority and helps maintain security in banking operations.

1. Letter Date and Bank Details: Current date and complete bank branch details including address

2. Subject Line: Clear indication that this is an ATM card collection authorization letter

3. Salutation: Formal greeting to the bank manager or concerned authority

4. Account Holder Details: Full name, account number, contact information, and address of the account holder

5. Authorized Person Details: Full name, ID number, and contact information of the person authorized to collect the card

6. Authorization Statement: Clear statement of authorization including the purpose and scope of authorization

7. Reason for Authorization: Brief explanation of why the account holder cannot collect the card personally

8. Duration of Authorization: Validity period of the authorization

9. Account Holder's Signature: Space for account holder's signature and date

10. Closing: Professional closing statement and contact information for follow-up