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1. Parties: Identification of lender and borrower, including full legal names and addresses
2. Background: Reference to original loan agreement including date, parties, and reason for addendum
3. Definitions: Key terms used in the addendum and their meanings
4. Amendments: Specific modifications to original agreement, clearly stating the changes being made
5. Effect on Original Agreement: Statement confirming all other terms of the original agreement remain in full force and effect
6. Governing Law: Specification that the addendum is governed by United States law and applicable state laws
1. Changed Payment Terms: Modifications to payment schedule, amounts, or methods of payment
2. Security Modifications: Changes to collateral arrangements or security provisions
3. Interest Rate Adjustments: Modifications to interest rates, calculation methods, or interest-related terms
1. Modified Payment Schedule: Updated amortization table or payment timeline showing revised payment structure
2. Modified Security Details: Updated collateral information and security arrangements if applicable
3. Revised Terms Summary: Comprehensive summary of all modifications made to the original agreement
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