Moneylenders Act (Chapter 188): Primary legislation governing money lending activities in Singapore, including licensing requirements, regulated interest rates, and prohibited lending practices
Consumer Protection (Fair Trading) Act: Protects consumers against unfair practices and ensures fair trading terms in financial agreements
Contracts Act (Chapter 53): Fundamental law governing contract formation, validity, and enforcement in Singapore
Civil Law Act (Chapter 43): Contains provisions relating to civil law matters including contractual obligations and remedies
Banking Act (Chapter 19): Regulates banking institutions and banking activities in Singapore
MAS Guidelines: Regulatory guidelines issued by the Monetary Authority of Singapore governing financial institutions and transactions
MAS Notice 635: Specific regulations regarding banking arrangements with related parties
Securities and Futures Act: Regulates securities and futures markets, particularly relevant if the loan agreement involves any securities
Moneylenders Rules: Detailed regulations on interest rates, fees, and operational requirements for money lending
Bankruptcy Act (Chapter 20): Governs bankruptcy proceedings and creditors' rights in Singapore
Companies Act: Regulates corporate entities, including provisions on financial assistance and corporate borrowing
Anti-Money Laundering Regulations: Requirements for preventing money laundering and terrorism financing in financial transactions
Personal Data Protection Act 2012: Governs the collection, use, and disclosure of personal data in Singapore
Income Tax Act: Tax implications related to loan forgiveness and treatment of forgiven debt
Employment Act: Relevant when the forgivable loan is employment-related or tied to employment terms
