Ƶ

Loan Agreement With Guarantor for Singapore

Loan Agreement With Guarantor Template for Singapore

A comprehensive legal document governed by Singapore law that establishes the terms and conditions of a loan arrangement between a lender and borrower, with additional security provided by a guarantor. The agreement outlines the loan amount, interest rates, repayment terms, and the guarantor's obligations, while ensuring compliance with Singapore's Moneylenders Act and related financial regulations.

Your data doesn't train Genie's AI

You keep IP ownership of your information

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Download a Standard Template

4.6 / 5
4.8 / 5
Access for free
OR

Alternatively: Run an advanced review of an existing
Loan Agreement With Guarantor

Let Ƶ's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.

What is a Loan Agreement With Guarantor?

The Loan Agreement With Guarantor Template is designed for use in Singapore when establishing a formal lending arrangement that requires additional security through a guarantor. This document is particularly useful for private loans, small business financing, or personal lending where the lender seeks extra assurance of repayment. The agreement complies with Singapore's legal framework, including the Moneylenders Act and Contracts Act, and provides comprehensive coverage of loan terms, guarantor obligations, default provisions, and enforcement mechanisms. It's structured to protect all parties' interests while maintaining clarity and enforceability under Singapore law.

What sections should be included in a Loan Agreement With Guarantor?

1. Parties: Identifies the lender, borrower, and guarantor with full details including names, registration/identification numbers, and addresses

2. Background: Context of the loan arrangement, relationship between parties, and purpose of the agreement

3. Definitions: Definitions of key terms used throughout the agreement including 'Loan', 'Interest Rate', 'Security', 'Event of Default'

4. Loan Amount and Purpose: Specifies the principal amount, purpose of the loan, and disbursement details

5. Interest Rate: Details of interest rate, calculation method, payment frequency, and default interest provisions

6. Repayment Terms: Payment schedule, method of payment, and prepayment provisions

7. Guarantor Obligations: Scope and extent of guarantor's liability, obligations, and enforcement provisions

8. Events of Default: Circumstances constituting default and consequences of default

9. Governing Law: Specifies Singapore law as governing law and jurisdiction for disputes

What sections are optional to include in a Loan Agreement With Guarantor?

1. Security: Details of any collateral or security provided for the loan

2. Insurance: Requirements for insurance coverage of any secured assets or life insurance

3. Assignment: Provisions regarding the right to assign or transfer the agreement

4. Representations and Warranties: Additional declarations and warranties by the parties

What schedules should be included in a Loan Agreement With Guarantor?

1. Schedule 1 - Repayment Schedule: Detailed payment schedule with dates and amounts

2. Schedule 2 - Guarantor's Statement: Formal declaration of guarantor's obligations and acknowledgment

3. Schedule 3 - Security Details: Description of any security or collateral provided for the loan

4. Schedule 4 - Loan Disbursement Schedule: Schedule of loan disbursement if paid in installments

Authors

Alex Denne

Head of Growth (Open Source Law) @ Ƶ | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Jurisdiction

Singapore

Publisher

Ƶ

Document Type

Loan Agreement

Sector

Banking

Cost

Free to use
Relevant legal definitions


























Clauses



























Industries

Contracts Act (Cap. 53): Primary legislation governing contract formation, validity, and enforcement in Singapore. Establishes basic requirements for valid contracts including offer, acceptance, consideration, and intention to create legal relations.

Moneylenders Act (Cap. 188): Regulates moneylending activities in Singapore, including licensing requirements, interest rate caps, and prescribed business practices for lenders.

Civil Law Act (Cap. 43): Contains provisions relating to civil law matters including contractual remedies, limitations, and specific contract types.

Banking Act (Cap. 19): Relevant when the lender is a banking institution, governing banking operations and lending practices in Singapore.

Consumer Protection (Fair Trading) Act: Protects consumers against unfair practices and ensures fair trading terms in consumer transactions, including loan agreements.

Personal Data Protection Act 2012: Governs the collection, use, and disclosure of personal data in the loan agreement and related documentation.

Lending Requirements: Legal requirements including licensing, maximum interest rates, and mandatory disclosures for lenders in Singapore.

Contract Formation Requirements: Essential elements for valid contract formation including capacity of parties, clear terms, and conditions under Singapore law.

Guarantor Provisions: Legal framework governing guarantor rights, obligations, extent of liability, and notice requirements under Singapore law.

Security and Enforcement Mechanisms: Legal provisions regarding enforcement rights, default provisions, and available remedies for loan recovery.

Consumer Protection Requirements: mandatory provisions for fair trading, restrictions on unfair contract terms, and applicable cooling-off periods.

Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

Find the exact document you need

Unsecured Directors Loan Agreement

A Singapore legal document outlining unsecured loan terms between a company and its director.

find out more

Student Loan Agreement

A Singapore legal document outlining terms for educational financing between a student and a financial institution.

find out more

Simple Loan Application Form

A Singaporean legal document for collecting loan applicant information in compliance with local lending regulations.

find out more

Simple Car Loan Agreement

A Singapore legal document standardizing vehicle loan terms, ensuring compliance with regulatory and consumer protection laws.

find out more

Promissory Note Family Loan

A Singapore legal document formalizing family loans, detailing terms and preventing disputes under local law.

find out more

Private Lending Term Sheet

A Singaporean legal document outlining preliminary loan terms and ensuring compliance with local moneylending regulations.

find out more

Personal Loan Receipt

A Singapore legal document recording personal loan terms, ensuring compliance with lending regulations and preventing disputes.

find out more

Payday Loan Contract

A Singapore legal document outlining payday loan terms, ensuring compliance with Moneylenders Act and borrower protections.

find out more

Money Agreement Between Two Parties

A Singaporean legal document outlining terms for a loan agreement between two parties, ensuring compliance and protection.

find out more

Loan Note

A Singapore legal document outlining debt obligations and compliance for various lending transactions.

find out more

Loan Guarantee

A Singapore legal document guaranteeing third-party obligations in corporate and commercial financing arrangements.

find out more

Loan Agreement With Guarantor

A Singapore legal document securing a loan with a guarantor, ensuring repayment under the Moneylenders Act.

find out more

Loan Agreement With Collateral

A Singaporean legal document securing loans with collateral, detailing lender rights and compliance with local regulations.

find out more

Investment Loan Contract

A Singapore legal document standardizing investment loans, ensuring compliance with MAS guidelines and banking regulations.

find out more

Facility Agreement

A Singaporean legal document structuring loan arrangements, ensuring compliance with MAS guidelines and banking regulations.

find out more

Debt Repayment Contract

A Singapore legal document detailing debt repayment terms, ensuring compliance with local laws and interest rate caps.

find out more

Employee Laptop Loan Agreement

A Singapore legal document formalizing employee laptop loans, ensuring compliance with PDPA and asset protection.

find out more

Employee Forgivable Loan Agreement

A Singapore legal document offering forgivable loans to employees, contingent on retention and performance criteria.

find out more

Employee Cash Advance Agreement

A Singapore legal document outlining terms for employee cash advances, ensuring compliance with employment regulations.

find out more

Borrowing Form

A Singapore legal document outlining loan terms, ensuring compliance with local lending regulations.

find out more

Domestic Helper Loan Agreement

A Singapore legal document outlining financial assistance terms for foreign domestic workers, ensuring compliance with MOM guidelines.

find out more

Device Loan Agreement

A Singapore legal template for temporary device loans, ensuring compliance with data protection and electronic transaction laws.

find out more

Company Loan Form

A Singapore corporate document formalizing inter-company loans, ensuring compliance with financial regulations and customizable terms.

find out more

Unsecured Loan Contract

A Singapore-law governed agreement establishing terms for an unsecured loan, compliant with local financial regulations.

find out more

Unregulated Credit Agreement

A Singapore law-governed agreement for unregulated credit arrangements between private parties.

find out more

Small Business Loan Contract

A Singapore-law governed agreement establishing terms for a small business loan, compliant with MAS guidelines and local banking regulations.

find out more

Simple Equipment Borrowing Agreement

A Singapore-law governed agreement establishing terms for temporary equipment borrowing between parties.

find out more

Simple Loan Promissory Note

A legally binding promise to repay a loan, governed by Singapore law, containing essential loan terms and repayment obligations.

find out more

Payment Plan Car Payment Contract

A Singapore-governed contract establishing terms for vehicle purchase financing through scheduled payments, compliant with local banking and consumer protection laws.

find out more

Pari Passu Loan Agreement

A Singapore law-governed loan agreement establishing equal ranking rights among multiple lenders for payment and security enforcement.

find out more

Loan Out Agreement

A Singapore-law governed agreement where a company provides the services of a specific individual to another company, typically used in entertainment and professional services sectors.

find out more

Loan Forgiveness Agreement

A Singapore-governed agreement that releases a borrower from loan repayment obligations, either partially or in full.

find out more

Loan For Use Contract

A Singapore-law governed agreement allowing free temporary use of items with return obligations.

find out more

Loan Facility Letter

A Singapore-law governed document setting out terms and conditions for a loan facility, issued by a financial institution to a borrower.

find out more

Loan And Mortgage Agreement

A Singapore law-governed agreement combining a loan facility with property security through mortgage.

find out more

Loan Agreement Term Sheet

A preliminary document outlining key terms of a proposed loan facility under Singapore law, serving as the basis for a detailed loan agreement.

find out more

Loan Agreement Between Director And Company

A Singapore-law governed agreement documenting a loan from a director to their company, compliant with the Companies Act and corporate governance requirements.

find out more

Loan Agreement Between Company And Individual

A Singapore-law governed agreement between a company and individual for the provision and repayment of a loan, including terms and conditions.

find out more

No Loan Agreement

A Singapore-law governed agreement that formally documents and confirms the absence of any loan arrangement between parties.

find out more

Memorandum Of Loan Agreement

A Singapore-law governed agreement documenting loan terms between lender and borrower, including amount, interest, and repayment conditions.

find out more
See more related templates

ұԾ’s Security Promise

Genie is the safest place to draft. Here’s how we prioritise your privacy and security.

Your documents are private:

We do not train on your data; ұԾ’s AI improves independently

All data stored on Genie is private to your organisation

Your documents are protected:

Your documents are protected by ultra-secure 256-bit encryption

We are ISO27001 certified, so your data is secure

Organizational security:

You retain IP ownership of your documents and their information

You have full control over your data and who gets to see it