1. Parties: Identifies the trust company (Trustee) and the client (Trustor/Beneficiary), including their complete legal names, addresses, and corporate details
2. Background: Establishes the context of the agreement, including the Trustor's intention to create a trust and the Trustee's authority to act as a trust entity under Philippine law
3. Definitions: Defines key terms used throughout the agreement, including technical banking and trust-related terminology
4. Appointment of Trustee: Formal appointment of the Trustee and acceptance of the trust, specifying the nature of the trust relationship
5. Trust Property: Detailed description of the assets being placed in trust, including the manner and timing of transfers
6. Powers and Duties of Trustee: Comprehensive outline of the Trustee's authority and responsibilities in managing the trust assets
7. Investment Guidelines: Specific parameters and restrictions for investment of trust assets, complying with BSP regulations
8. Fees and Expenses: Details of trustee fees, management charges, and other applicable expenses
9. Reporting and Accounting: Requirements for periodic reporting, accounting, and audit of trust activities
10. Risk Disclosure: Mandatory disclosure of investment risks and market fluctuations as required by Philippine regulations
11. Term and Termination: Duration of the agreement and circumstances under which it may be terminated
12. Governing Law and Jurisdiction: Specification of Philippine law as governing law and jurisdiction for disputes
13. Representations and Warranties: Standard declarations by both parties regarding their capacity and authority
14. Confidentiality: Provisions for maintaining confidentiality of trust information and client data
15. Amendments: Process for modifying the agreement terms
