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1. Spendthrift Provision: Protects beneficiaries' interests from creditors - used when beneficiary protection is a concern

2. Minor Beneficiary Provisions: Special provisions for managing distributions to minor beneficiaries - included when beneficiaries include minors

3. Special Needs Provisions: Provisions to protect government benefits for disabled beneficiaries - used when beneficiaries have special needs

4. Investment Guidelines: Specific instructions for investing insurance proceeds - included when sophisticated investment management is needed

5. Tax Planning Provisions: Special provisions for tax efficiency - used for high-value policies or complex tax situations

6. Foreign Asset Provisions: Provisions for handling foreign insurance policies or beneficiaries - used when international elements exist

7. Digital Asset Handling: Provisions for managing digital access and communications - used when digital asset management is relevant

1. Schedule A - Insurance Policy Details: Lists all insurance policies held in trust, including policy numbers, insurers, and face values

2. Schedule B - Initial Beneficiary Designations: Detailed information about beneficiaries and their respective shares or interests

3. Schedule C - Trustee Compensation Schedule: Detailed breakdown of trustee fees and payment terms

4. Schedule D - Trust Distribution Guidelines: Specific instructions for various distribution scenarios

5. Appendix 1 - Contact Information: Contact details for all relevant parties, including alternate contacts

6. Appendix 2 - Document Checklist: List of required documents and their storage location

7. Appendix 3 - Tax Considerations Memorandum: Summary of relevant tax implications and considerations