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1. Security Provisions: Include when the credit line is secured by collateral or guarantees

2. Insurance Requirements: Include when insurance coverage is required for collateral or the borrower

3. Financial Covenants: Include for business borrowers or larger credit facilities requiring financial maintenance tests

4. Cross-Default Provisions: Include when the borrower has other credit facilities with the same lender

5. Assignment and Transfer: Include when the lender wants the right to assign or transfer the note

6. Electronic Execution: Include when the note may be executed or maintained electronically

7. Co-Borrower Provisions: Include when there are multiple borrowers on the credit facility

1. Schedule A - Draw Request Form: Standard form for requesting draws under the credit facility

2. Schedule B - Repayment Schedule: If applicable, amortization or payment schedule for the facility

3. Schedule C - Interest Rate Calculation: Detailed methodology for calculating interest, especially if using variable rates

4. Schedule D - Fee Schedule: Comprehensive list of all applicable fees and charges

5. Appendix 1 - Truth in Lending Disclosure: Mandatory disclosure of credit terms as required by Philippine law

6. Appendix 2 - Security Details: If secured, detailed description of collateral or security arrangements