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1. Parties: Identifies the Promissor (student/parent/guardian), and the Promissee (educational institution), including their complete legal names, addresses, and contact information
2. Background: States the context of the promissory note, including the student's enrollment details, program/course, and academic period covered
3. Definitions: Defines key terms used in the document such as 'Tuition Fee', 'Due Date', 'Partial Payment', 'Default', etc.
4. Principal Amount: Clearly states the total tuition fee amount owed and acknowledges receipt of educational services
5. Payment Terms: Details the partial payment schedule, including specific amounts and due dates for each installment
6. Interest Rate: Specifies any applicable interest rate on the unpaid balance, ensuring compliance with Philippine usury laws
7. Default and Remedies: Outlines what constitutes default and the educational institution's rights and remedies in case of non-payment
8. Representations and Warranties: Promissor's declarations regarding their capacity to pay and understanding of the obligation
9. Execution: Signature block with date and witness provisions as required by Philippine law
1. Co-Maker Provision: Required when a co-maker or guarantor is involved in securing the promissory note
2. Acceleration Clause: Optional provision allowing the entire amount to become due upon default of any installment
3. Grace Period: Optional section specifying any grace period for late payments
4. Prepayment Terms: Include when early payment options and any associated discounts are offered
5. Collection Costs: Optional section detailing the borrower's responsibility for collection costs and attorney's fees
6. Academic Consequences: Optional section linking payment defaults to academic privileges (subject to educational regulations)
1. Schedule A - Payment Schedule: Detailed breakdown of payment installments, including dates, amounts, and running balance
2. Schedule B - Tuition Fee Breakdown: Itemized list of tuition and other educational fees covered by the promissory note
3. Appendix 1 - Interest Calculation Method: Explanation of how interest (if any) is calculated and applied to the outstanding balance
4. Appendix 2 - Required Documents: List of supporting documents attached (e.g., proof of enrollment, ID copies, etc.)
Education
Higher Education
Secondary Education
Financial Services
Legal Services
Educational Administration
Private Education
Legal
Finance
Administration
Enrollment
Collections
Compliance
Student Services
Registration
Accounts Receivable
School Administrator
Finance Manager
Registrar
Legal Counsel
Enrollment Officer
Financial Aid Officer
Accounts Receivable Officer
Collections Manager
Compliance Officer
Education Director
Business Manager
School Principal
University Bursar
Administrative Director
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