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1. Guarantor Provisions: Required when there is a guarantor for the loan, detailing their obligations and liabilities

2. Construction Provisions: Included when the loan is for home construction, detailing disbursement schedules and construction requirements

3. Insurance Requirements: Detailed section on insurance when the lender requires specific types of coverage beyond standard requirements

4. Prepayment Terms: Detailed terms for early repayment when the lender allows prepayment with specific conditions

5. Co-Borrower Provisions: Required when there are multiple borrowers, detailing joint and several liability

6. Property Development Restrictions: Included for properties in development areas or with specific zoning requirements

7. Special Payment Arrangements: Used when there are non-standard payment arrangements like grace periods or step-up payments

1. Schedule 1 - Property Details: Detailed legal description of the mortgaged property, including boundaries and technical specifications

2. Schedule 2 - Payment Schedule: Amortization table showing breakdown of principal and interest payments over the loan term

3. Schedule 3 - Fees and Charges: Comprehensive list of all applicable fees, charges, and their computation methods

4. Schedule 4 - Insurance Requirements: Detailed specifications of required insurance coverage and terms

5. Schedule 5 - Document Checklist: List of required documents for loan processing and disbursement

6. Appendix A - Loan Application Form: Copy of the completed and signed loan application form

7. Appendix B - Property Valuation Report: Professional appraisal report of the mortgaged property

8. Appendix C - Title Documents: Copies of property title and other relevant property documents