��������Ƶ

1. Acceleration Clause: Optional provision allowing the creditor to demand immediate full payment under specific circumstances

2. Prepayment Terms: Include when early payment options are to be permitted, specifying any associated penalties or benefits

3. Assignment Rights: Include when either party may need to transfer their rights or obligations under the contract

4. Force Majeure: Include when parties want protection from unforeseen events affecting payment capability

5. Insurance Requirements: Include when insurance is required to protect the creditor's interests

6. Guarantor Provisions: Include when a third-party guarantor is involved in securing the payments

7. Electronic Payment Terms: Include when electronic payment methods will be used

8. Debt Restructuring Provisions: Include when flexibility for payment restructuring may be needed

1. Schedule A - Payment Schedule: Detailed amortization schedule showing all payment dates, amounts, and running balances

2. Schedule B - Interest Calculation Method: Detailed explanation of how interest is calculated and applied

3. Schedule C - Security Details: Detailed description of any collateral or security provided

4. Schedule D - Required Documents: List of supporting documents required from the debtor

5. Appendix 1 - Post-dated Checks: If applicable, list of post-dated checks provided for scheduled payments

6. Appendix 2 - Proof of Identity: Copies of required identification documents for all parties

7. Appendix 3 - Credit Assessment: Summary of debtor's creditworthiness assessment