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1. Parties: Identification of all parties to the agreement, including their full legal names, addresses, and any registration details
2. Background: Context of the agreement, including the history of the debt and the reasons for entering into a non-payment arrangement
3. Definitions: Definitions of key terms used throughout the agreement
4. Acknowledgment of Debt: Clear statement of the original debt amount, origin, and current status
5. Agreement to Non-Payment: Specific terms of the non-payment arrangement, including any conditions or circumstances
6. Representations and Warranties: Statements of fact and assurances made by each party
7. Duration and Termination: Period of the agreement and circumstances under which it can be terminated
8. Confidentiality: Obligations regarding the confidentiality of the agreement and its terms
9. Governing Law: Specification that Philippine law governs the agreement
10. Execution: Signature blocks and execution requirements
1. Release of Claims: Include when parties wish to mutually release each other from certain claims related to the debt
2. Future Payment Conditions: Include when there's a possibility of future payment under specific circumstances
3. Security Provisions: Include when existing security arrangements need to be addressed
4. Tax Implications: Include when there are significant tax consequences to address
5. Dispute Resolution: Include when parties want to specify particular dispute resolution mechanisms
6. Third Party Rights: Include when the agreement affects rights of third parties or guarantors
1. Schedule 1 - Debt Details: Detailed breakdown of the original debt, including dates, amounts, and any previous payments
2. Schedule 2 - Supporting Documents: List of relevant supporting documents evidencing the original debt
3. Schedule 3 - Related Security Documents: Details of any related security documents if applicable
4. Appendix A - Notice Details: Contact information and notice requirements for all parties
5. Appendix B - Form of Release: Standard form for release of claims if applicable
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Import/Export
Small and Medium Enterprises
Legal
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Treasury
Risk Management
Compliance
Corporate Affairs
Accounts Receivable
Collections
Business Development
Chief Financial Officer
Finance Director
Credit Manager
Collections Manager
Legal Counsel
Corporate Secretary
Accounts Receivable Manager
Risk Manager
Treasury Manager
Business Development Manager
Contract Administrator
Debt Recovery Specialist
Corporate Lawyer
Compliance Officer
Financial Controller
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