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1. Parties: Identifies and provides complete details of the seller/dealer and the buyer
2. Background: Establishes the context of the sale and payment arrangement
3. Definitions: Defines key terms used throughout the contract
4. Vehicle Details: Comprehensive description of the vehicle including make, model, year, color, engine number, chassis number
5. Purchase Price and Payment Terms: Details of the total purchase price, down payment, and installment payment structure
6. Interest Rate and Finance Charges: Clearly stated interest rate and all applicable finance charges as required by the Truth in Lending Act
7. Payment Schedule: Specific dates and amounts for all required payments
8. Late Payment and Default: Consequences of late payments and conditions constituting default
9. Vehicle Possession and Use: Terms regarding vehicle possession, permitted use, and maintenance requirements
10. Insurance Requirements: Mandatory insurance coverage requirements and terms
11. Transfer of Title: Conditions and process for the transfer of vehicle ownership
12. Representations and Warranties: Statements of fact and promises made by both parties
13. Termination: Conditions and process for contract termination
14. Governing Law: Specification of Philippine law as governing law and relevant jurisdictions
1. Co-Maker Provisions: Used when a co-maker or guarantor is involved in guaranteeing the payments
2. Trade-In Details: Include when there is a trade-in vehicle involved in the transaction
3. Early Payment Terms: Terms for early payment or full settlement of the remaining balance
4. Vehicle Modifications: Include when specific modifications are allowed or prohibited
5. Cross-Default Provisions: Used when the buyer has multiple contracts with the seller
6. Assignment Rights: Include when either party may need to assign their rights to third parties
7. Repossession Terms: Detailed process for repossession in case of default, if applicable
1. Schedule A - Vehicle Specification: Detailed technical specifications and features of the vehicle
2. Schedule B - Payment Schedule: Detailed amortization table showing all payments, interest, and principal portions
3. Schedule C - Insurance Requirements: Specific insurance coverage requirements and terms
4. Schedule D - Delivery Receipt: Document confirming the delivery and acceptance of the vehicle
5. Appendix 1 - Vehicle Inspection Report: Pre-delivery inspection report detailing the condition of the vehicle
6. Appendix 2 - Warranty Terms: Detailed warranty terms and conditions
7. Appendix 3 - Required Documents: List of all required documentation for vehicle registration and transfer
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Sales Manager
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Customer Service Representative
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