Federal Laws: Key federal legislation including Securities Exchange Act, Truth in Lending Act, Sarbanes-Oxley Act (for public companies), and Bank Secrecy Act. These laws govern securities, lending practices, corporate accountability, and financial transactions at the federal level.
State Corporate Laws: State-specific legislation including state corporation laws (such as Delaware General Corporation Law), state business corporation acts, and state-specific lending and usury laws that govern corporate operations and lending practices within each state.
Corporate Governance Requirements: Internal governing documents and state requirements including Company's Articles of Incorporation, Bylaws, and state-specific requirements for corporate resolutions that dictate how corporate decisions must be made and documented.
Banking Regulations: Financial regulatory framework including Federal Reserve regulations, state banking laws, and Dodd-Frank Act provisions that govern lending practices and financial institution interactions.
Internal Requirements: Company-specific protocols including internal approval processes, required signatories and authorization levels, and Board of Directors' voting requirements that must be followed for corporate actions.
Uniform Commercial Code: Commercial transaction laws including Article 9 (Secured Transactions) and state-specific UCC adoptions that govern commercial transactions and secured lending across states.
