The Revenue Loan Agreement serves as a critical financial instrument for businesses seeking alternative funding solutions in the South African market. This document is particularly useful for companies with stable revenue streams who prefer revenue-linked repayment structures over traditional fixed repayment loans. The agreement complies with South African financial regulations, including the National Credit Act and Companies Act, while providing flexibility in loan repayment based on business performance. It includes comprehensive provisions for revenue calculation, reporting mechanisms, lender protections, and borrower obligations. This type of agreement is increasingly popular among scale-up businesses and those seeking growth capital without diluting equity or committing to fixed monthly payments.
Your data doesn't train Genie's AI
You keep IP ownership of your information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
OR
Let Ƶ's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
1. Parties: Identification of the Lender and Borrower, including registration details and addresses
2. Background: Context of the revenue loan agreement, purpose of the loan, and basic commercial intent
3. Definitions and Interpretation: Definitions of key terms including 'Revenue', 'Payment Period', 'Revenue Share Percentage' and interpretation rules
4. Loan Amount and Purpose: Specification of the loan amount, disbursement conditions, and permitted use of funds
5. Revenue Share Mechanism: Detailed explanation of how revenue will be calculated, reporting periods, and payment calculations
6. Payment Terms: Payment schedule, calculation methods, payment procedures, and revenue share adjustments
7. Representations and Warranties: Standard and specific representations by the Borrower regarding business, revenue, and capacity
8. Borrower Covenants: Positive and negative covenants including revenue reporting, business conduct, and operational requirements
9. Information and Audit Rights: Lender's rights to financial information, revenue verification, and audit procedures
10. Events of Default: Circumstances constituting default and consequences thereof
11. Remedies: Lender's rights and remedies upon default or breach
12. Boilerplate Clauses: Standard legal provisions including notices, amendments, governing law, and jurisdiction
1. Security: Include when the loan is secured by specific assets or guarantees
2. Minimum Revenue Guarantees: Include when there are minimum revenue requirements or guarantees
3. Exit and Prepayment: Include when early repayment or business sale provisions are relevant
4. Revenue Exclusions: Include when certain revenue streams are to be excluded from calculations
5. Multiple Lenders: Include when there are multiple lenders or syndication provisions
6. Intellectual Property: Include when IP rights are relevant to revenue generation or security
7. Parent Company Guarantees: Include when parent company guarantees are required
1. Revenue Calculation Methodology: Detailed methodology for calculating applicable revenue and payment amounts
2. Form of Revenue Report: Template for periodic revenue reporting by the Borrower
3. Initial Business Plan: Borrower's business plan and revenue projections
4. Conditions Precedent: List of conditions to be satisfied before loan disbursement
5. Security Details: Details of any security or collateral provided
6. Key Performance Indicators: Specific KPIs to be monitored and reported
7. Permitted Revenue Exclusions: Detailed list of revenue streams excluded from calculations
Authors
Relevant legal definitions
Clauses
Relevant Industries
Technology and Software
E-commerce
Retail
Healthcare Services
Professional Services
Manufacturing
Hospitality
Subscription-based Businesses
Media and Entertainment
Financial Services
Telecommunications
Education and Training
Relevant Teams
Legal
Finance
Treasury
Compliance
Risk Management
Commercial
Credit
Corporate Development
Business Development
Executive Leadership
Relevant Roles
Chief Financial Officer
Finance Director
Legal Counsel
Commercial Director
Treasury Manager
Financial Controller
Risk Manager
Compliance Officer
Business Development Director
Managing Director
CEO
Company Secretary
Credit Manager
Investment Manager
Financial Analyst
Find the exact document you need
Employee Loan Contract
A South African law-governed agreement establishing terms for an employer-provided loan to an employee, including repayment through salary deductions.
find out more
Loans With Debt Agreement
A South African law-governed agreement combining loan provisions with debt arrangements, compliant with the National Credit Act and related legislation.
find out more
Take Over Car Loan Payments Contract
A South African law-governed agreement transferring vehicle loan payment obligations from an original borrower to a new borrower, with lender consent.
find out more
Repayment Of Debt Agreement
A South African law-governed agreement that formalizes debt repayment terms between creditor and debtor, ensuring compliance with local credit legislation.
find out more
Cellphone Loan Agreement
South African law-compliant agreement for financing mobile devices, covering loan terms, device ownership, and regulatory requirements.
find out more
Employer Loan To Employee Agreement
South African law-governed agreement establishing terms for an employer-provided loan to an employee, compliant with the National Credit Act and employment legislation.
find out more
Friendship Loan Agreement
A South African legal document formalizing loan arrangements between friends or family members, establishing clear terms while maintaining personal relationships.
find out more
Personal Loan Letter Between Friends
A South African legal document formalizing a personal loan agreement between friends, outlining loan terms and conditions while maintaining compliance with local legislation.
find out more
Peer To Peer Lending Agreement
South African-compliant agreement establishing terms for peer-to-peer lending between parties, including loan details, repayment terms, and regulatory requirements.
find out more
Simple Interest Loan Contract
A South African law-governed loan agreement with simple interest terms, compliant with the National Credit Act and related legislation.
find out more
Revolving Credit Contract
A South African law-governed agreement establishing a revolving credit facility between a credit provider and borrower, compliant with the National Credit Act.
find out more
Loan Car Form
A South African law-compliant agreement governing the temporary loan of a vehicle between parties, outlining terms, conditions, and responsibilities.
find out more
Family Member Promissory Note
A South African legal document formalizing loan agreements between family members, establishing terms and conditions while ensuring compliance with local lending and tax regulations.
find out more
Vendor Finance Loan Agreement
A South African law-governed agreement establishing terms for vendor-provided financing for goods or services purchase, compliant with local credit and banking regulations.
find out more
Overloan Agreement
A South African law-governed agreement that documents the extension of credit beyond an existing loan facility's limit, setting out terms for the increased borrowing amount.
find out more
Acknowledgement Of Debt Agreement
A South African legal document where a debtor formally acknowledges their debt obligation and agrees to specific repayment terms under South African law.
find out more
Facility Loan Agreement
A South African law-governed agreement establishing terms for a loan facility, including lending conditions, repayment terms, and security arrangements.
find out more
Overagreement
A South African law-governed master agreement that provides an overarching framework for multiple sub-agreements between parties.
find out more
Inter Corporate Loan Agreement
A South African law-governed agreement establishing loan terms between corporate entities, including financial terms, security, and compliance requirements.
find out more
Subordinated Loan Agreement
South African law-governed agreement establishing terms for subordinated debt, including ranking provisions and payment conditions.
find out more
Work Loan Agreement
A South African agreement combining employment terms with loan provisions, governed by national credit and employment legislation.
find out more
Peer To Peer Lending Contract
South African law-compliant agreement for direct lending between parties, incorporating National Credit Act requirements and essential lending terms.
find out more
Interest Loan Agreement
A South African law-governed agreement establishing terms for an interest-bearing loan, compliant with the National Credit Act and related legislation.
find out more
Letter To Borrow Money From Friend
A South African legal document formalizing a personal loan agreement between friends, including loan terms and repayment conditions while complying with local legislation.
find out more
Student Loan Agreement
South African law-governed agreement establishing terms for student financial assistance, compliant with National Credit Act and related legislation.
find out more
Simple Loan Application Form
South African loan application form compliant with NCA, POPIA, and FICA, designed for gathering borrower information and obtaining necessary consents.
find out more
Private Lending Term Sheet
A South African law-governed preliminary document outlining key terms and conditions for a private loan agreement, serving as the basis for detailed loan documentation.
find out more
Personal Loan Receipt
A South African legal document acknowledging the disbursement of a personal loan and its key terms, compliant with the National Credit Act.
find out more
Loan Agreement With Guarantor
A South African law-governed agreement establishing loan terms between lender and borrower, secured by a third-party guarantor's commitment to ensure repayment.
find out more
Investment Loan Contract
A South African law-governed agreement establishing terms for an investment loan, including loan details, security arrangements, and compliance with local financial regulations.
find out more
Facility Agreement
A South African law-governed agreement establishing terms and conditions for a lending facility, including loan amount, interest, repayment terms, and security arrangements.
find out more
Employee Laptop Loan Agreement
A South African law-governed agreement setting out terms for loaning company laptops to employees, including usage, maintenance, and return conditions.
find out more
Car Payment Plan Agreement
A South African law-compliant agreement outlining terms and conditions for vehicle purchase through structured payments, incorporating National Credit Act requirements.
find out more
Borrowing Form
A South African law-compliant document that establishes legally binding terms for a loan between a credit provider and borrower, incorporating National Credit Act requirements.
find out more
Simple Equipment Borrowing Agreement
A South African law-compliant agreement establishing terms and conditions for temporary equipment loans between parties.
find out more
No Loan Agreement
A South African legal document that formally establishes and confirms the absence of any loan relationship between parties.
find out more
International Loan Agreement
A South African law-governed agreement for cross-border lending transactions, establishing terms for international loans while ensuring compliance with local regulations.
find out more
Inter Corporate Deposit Agreement
A South African law-governed agreement regulating corporate deposit arrangements between companies, including terms for deposit placement, interest, and repayment.
find out more
Fixed Sum Loan Agreement
A South African law-governed agreement establishing terms for a fixed sum loan, compliant with the National Credit Act and related regulations.
find out more
Deed Of Assignment Loan Agreement
A South African law-governed agreement transferring rights and obligations under an existing loan from one lender to another, including associated terms and conditions.
find out more
Bridge Loan Contract
South African-compliant bridge loan agreement establishing terms for temporary financing, including security arrangements and repayment conditions.
find out more
Short Term Loan Agreement
A South African law-governed agreement establishing terms for short-term lending, ensuring compliance with the National Credit Act and related legislation.
find out more
Securities Lending Agreement
A South African law-governed agreement establishing terms for securities lending transactions between financial institutions, including collateral arrangements and regulatory compliance requirements.
find out more
Rent Agreement For Loan
A South African legal agreement combining rental terms with loan provisions, where rental payments are structured in relation to a property-based loan arrangement.
find out more
Official Loan Agreement
A South African law-governed agreement establishing formal lending terms between parties, compliant with the National Credit Act and related legislation.
find out more
Mezzanine Loan Agreement
South African law-governed agreement for mezzanine financing, combining debt and equity features with subordinated security structure.
find out more
Loan Surety Agreement
A South African law-governed agreement where a surety guarantees a debtor's loan obligations to a creditor, subject to local banking and credit regulations.
find out more
Loan Memorandum Of Agreement
A South African law-governed agreement that documents loan terms and conditions, ensuring compliance with the National Credit Act and related legislation.
find out more
Loan Indemnity Agreement
A South African law-governed agreement where a third party commits to indemnify a lender against losses arising from a loan agreement.
find out more
Loan Guarantee Agreement
A South African law-governed agreement where a guarantor assumes responsibility for a borrower's financial obligations to a lender, subject to the National Credit Act and related legislation.
find out more
Loan Commitment Agreement
A South African law-governed agreement setting out terms for a lender's commitment to provide financing to a borrower, including facility terms, conditions, and obligations.
find out more
Loan Agreement Between Spouses
South African loan agreement template for married spouses, compliant with National Credit Act and Matrimonial Property Act requirements.
find out more
Letter Of Borrowing Money From Company
A South African compliant letter document establishing terms and conditions for company-issued loans, detailing loan amount, interest, and repayment terms.
find out more
Home Loan Agreement
A South African law-governed agreement between a lender and borrower establishing terms for a property-secured loan, compliant with the National Credit Act.
find out more
Finance Agreement
A South African law-governed agreement establishing terms for a financial facility, including loan details, security arrangements, and regulatory compliance requirements.
find out more
Forbearance Agreement Commercial Loan
A South African law-governed agreement that temporarily modifies commercial loan terms when a borrower faces potential default, providing structured payment relief while protecting lender's rights.
find out more
Contract Of Loan With Real Estate Mortgage
A South African law-governed agreement combining a loan facility with real estate mortgage security, establishing loan terms and property security arrangements.
find out more
Car Payment Agreement
A South African legal agreement governing vehicle purchase through installment payments, compliant with National Credit Act requirements.
find out more
Car Loan Agreement Between Family
A South African law-compliant agreement formalizing a vehicle loan arrangement between family members, incorporating essential legal protections while maintaining familial considerations.
find out more
Business Loan Term Sheet
A South African law-governed term sheet outlining the key commercial terms and conditions for a proposed business loan facility.
find out more
Bank Loan Agreement
A South African law-governed agreement between a bank and borrower establishing terms for a loan, including amount, interest, repayment schedule, and security arrangements.
find out more
Auto Finance Agreement
South African vehicle financing agreement outlining terms for vehicle purchase funding, compliant with local credit and consumer protection laws.
find out more
Unsecured Loan Agreement Individual To Company
A South African law-governed agreement for an unsecured loan from an individual to a company, detailing loan terms and obligations without requiring collateral.
find out more
Contract Financing Loan
South African law-governed loan agreement for contract-based financing, detailing terms, security arrangements, and compliance with local financial regulations.
find out more
Credit Agreement Between Two Parties
A South African law-governed credit agreement establishing lending terms between two parties, compliant with the National Credit Act.
find out more
Installment Loan Contract
A South African law-governed agreement setting out terms for a loan to be repaid in regular installments, compliant with the National Credit Act.
find out more
Loan Against Lease Agreement
A South African law-governed agreement providing for a loan facility secured against the borrower's rights and interests in a lease agreement.
find out more
Letter For Borrowing Money
A formal loan request letter compliant with South African lending laws, outlining loan terms and borrower commitments.
find out more
Guarantee In Loan Agreement
A South African law-governed guarantee document where a third party commits to fulfilling a borrower's loan obligations in case of default.
find out more
Car Loan Security Agreement
A South African law-governed agreement creating a security interest in a financed vehicle, establishing loan terms and lender's rights in compliance with the National Credit Act.
find out more
Car Loan Contract Between Friends
South African car loan agreement template for private lending between friends, compliant with National Credit Act requirements.
find out more
Mortgage Buyout Agreement
A South African legal agreement facilitating the transfer of mortgage obligations from one party to another, including associated property rights and financial terms.
find out more
Agreement Of Money Between Two Parties
A South African law-compliant agreement governing monetary transactions between two parties, including payment terms, interest, and legal protections.
find out more
Car Pawn Agreement
South African agreement for pledging a vehicle as collateral for a loan, compliant with the National Credit Act and related legislation.
find out more
Equine Loan Agreement
A South African law-compliant agreement governing the temporary loan of a horse, outlining care requirements, responsibilities, and legal obligations between owner and borrower.
find out more
Tranche Loan Agreement
A South African law-governed agreement for phased loan disbursements with specific drawdown conditions and compliance requirements.
find out more
Simple Loan Note
A South African law-governed loan agreement document establishing terms for lending arrangements, compliant with local financial regulations.
find out more
Joint Loan Agreement
A South African law-governed agreement establishing terms for multiple borrowers to jointly obtain and repay a loan from a single lender.
find out more
Cash Advance Loan Agreement
South African cash advance loan agreement template, compliant with National Credit Act, covering loan terms and consumer protection requirements.
find out more
Default Loan Agreement
South African law-compliant loan agreement template addressing default scenarios and remedies, aligned with National Credit Act requirements.
find out more
Asset Based Loan Agreement
A South African law-governed agreement establishing an asset-secured credit facility with comprehensive security and enforcement provisions.
find out more
Project Loan Agreement
A South African law-governed agreement establishing terms for project-specific financing, including loan facilities, security arrangements, and project implementation requirements.
find out more
Loan Indemnification Agreement
A South African law-governed agreement establishing third-party indemnification obligations to protect lenders against losses arising from loan agreements.
find out more
Guarantor In Loan Agreement
A South African law-governed agreement where a guarantor commits to fulfilling a borrower's loan obligations in case of default.
find out more
Debt Financing Term Sheet
A South African law-governed document outlining key terms and conditions of a proposed debt financing arrangement, serving as the basis for final loan documentation.
find out more
Agreement For Loan Against Property
South African loan agreement securing debt against immovable property, compliant with National Credit Act requirements.
find out more
Pawn Shop Agreement
A South African law-compliant agreement governing pawn transactions between a pawnbroker and pawner, detailing loan terms and item handling procedures.
find out more
Digital Loan Agreement
South African-compliant digital loan agreement template incorporating electronic execution and online management features under SA banking and consumer protection laws.
find out more
Acknowledgement Letter For Borrowing Money
A South African legal document acknowledging a debt obligation and repayment terms between a borrower and lender, compliant with local credit laws.
find out more
Loan Subordination Agreement
A South African law-governed agreement establishing priority rankings between different creditors, subordinating junior debt to senior debt obligations.
find out more
Loan Contract With Collateral
A South African law-governed agreement documenting a loan secured by collateral, compliant with the National Credit Act, detailing loan terms and security arrangements.
find out more
Loan Agreement Between Friends
A South African legal document formalizing a loan arrangement between individuals with a personal relationship, outlining terms, conditions, and repayment obligations.
find out more
Hard Money Loan Contract
South African Hard Money Loan Contract for property-backed lending, establishing terms for asset-based financing under SA law.
find out more
Demand Loan Agreement
A South African law-governed agreement establishing terms for a loan that is repayable upon the lender's demand, compliant with local credit and consumer protection legislation.
find out more
Mortgage Extension Agreement
A South African legal agreement that extends and potentially modifies the terms of an existing mortgage bond, subject to local banking and property laws.
find out more
Mortgage Contract Agreement
A South African law-governed agreement establishing mortgage loan terms between a lender and borrower, including security arrangements and compliance with local banking and property legislation.
find out more
Loan Servicing Agreement
South African law-governed agreement establishing terms between a loan owner and servicer for managing loan portfolios under local regulatory requirements.
find out more
Loan Lease Agreement
A South African legal agreement combining property lease and loan terms, governed by local credit and rental housing laws.
find out more
ұԾ’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; ұԾ’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)