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1. Parties: Identification of the Seller and Buyer with full legal names, ID numbers, and contact details as required by South African law
2. Background: Context of the transaction and acknowledgment of the parties' intention to enter into a vehicle sale with promissory note arrangement
3. Definitions: Key terms used in the agreement including 'Vehicle', 'Purchase Price', 'Promissory Note', and other relevant definitions
4. Vehicle Description: Detailed description of the vehicle including make, model, year, VIN, engine number, registration number, and current odometer reading
5. Purchase Price: Total purchase price, deposit amount (if any), and balance to be covered by the promissory note
6. Promissory Note Terms: Terms of repayment including installment amounts, payment dates, interest rate, and total amount payable
7. Transfer of Ownership: Conditions and process for transfer of vehicle ownership, including registration requirements
8. Seller's Representations: Seller's warranties regarding vehicle ownership, condition, and absence of encumbrances
9. Buyer's Acknowledgments: Buyer's confirmation of vehicle inspection and acceptance of condition
10. Default Provisions: Consequences of payment default and remedies available to the seller
11. Signatures: Execution clause and signature blocks for all parties
1. Trade-In Details: Used when there is a trade-in vehicle as part of the transaction, including description and value of trade-in vehicle
2. Co-Signer provisions: Required when there is a co-signer guaranteeing the promissory note payments
3. Insurance Requirements: Specific insurance requirements if the seller requires comprehensive insurance until full payment
4. Security Interest: Details of any security interest retained in the vehicle until full payment
5. Early Payment Terms: Terms for early payment or early settlement of the promissory note
6. Vehicle Maintenance Requirements: Specific maintenance requirements during the payment period
1. Schedule A - Vehicle Condition Report: Detailed report of vehicle condition at time of sale, including photographs and noted defects
2. Schedule B - Payment Schedule: Detailed amortization schedule showing all payment dates, amounts, and interest calculations
3. Schedule C - Vehicle Service History: Documentation of vehicle's service history and maintenance records
4. Appendix 1 - Vehicle Registration Documents: Copies of current vehicle registration documents
5. Appendix 2 - Roadworthy Certificate: Copy of current roadworthy certificate as required by South African law
6. Appendix 3 - NATIS Documents: Relevant National Traffic Information System documents required for transfer
Automotive
Financial Services
Transportation
Retail
Fleet Management
Vehicle Leasing
Insurance
Legal Services
Vehicle Manufacturing
Used Car Sales
Legal
Finance
Sales
Compliance
Risk Management
Collections
Customer Service
Documentation
Credit Administration
Operations
Sales Manager
Finance Manager
Legal Counsel
Compliance Officer
Vehicle Sales Representative
Fleet Manager
Credit Manager
Automotive Finance Specialist
Dealership Manager
Collections Officer
Contract Administrator
Business Development Manager
Risk Assessment Officer
Vehicle Documentation Specialist
Customer Service Manager
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