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Truth in Lending Act (TILA): Federal law that requires lenders to provide standardized disclosures about terms and costs associated with lending, ensuring transparency in lending transactions.

Real Estate Settlement Procedures Act (RESPA): Federal law governing real estate settlement processes, requiring specific disclosures and prohibiting certain practices in real estate transactions.

Home Ownership and Equity Protection Act (HOEPA): Federal law providing additional disclosure requirements and restrictions for high-cost mortgage loans to protect consumers.

Dodd-Frank Wall Street Reform: Comprehensive federal law that reformed financial regulation, including provisions affecting real estate transactions and consumer protection.

State Property Laws: State-specific laws governing real property rights, transfers, and obligations, which vary by jurisdiction.

State Recording Requirements: State-specific rules for properly recording real estate documents in public records, including format and content requirements.

State Foreclosure Laws: State-specific procedures and requirements for foreclosure processes, including notice requirements and borrower rights.

State Trust Laws: State-specific regulations governing the creation, administration, and enforcement of trusts, including deed of trust requirements.

UCC Article 3: Uniform Commercial Code provisions governing negotiable instruments, which may affect the note secured by the deed of trust.

UCC Article 9: Uniform Commercial Code provisions governing secured transactions, which may affect the security interest created by the deed of trust.

Local Recording Requirements: County-specific rules and procedures for recording real estate documents, including formatting and submission requirements.

Statute of Frauds: Legal doctrine requiring certain contracts, including those involving real property, to be in writing and signed to be enforceable.

Contract Law Principles: General principles of contract formation, interpretation, and enforcement that apply to deed of trust agreements.

Property Description Requirements: Legal requirements for accurately describing the property being secured, including boundary descriptions and parcel numbers.

Notarization Requirements: State-specific rules for proper notarization of real estate documents, including deed of trust agreements.

Lien Priority Rules: Legal principles determining the order of priority among multiple liens on the same property.