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House Purchase Agreement Form for the United States

House Purchase Agreement Form Template for United States

A House Purchase Agreement Form is a legally binding document used in the United States that outlines the terms and conditions of a residential property sale. This document serves as the primary contract between buyer and seller, detailing purchase price, payment terms, closing conditions, and various contingencies. It incorporates state-specific requirements and federal regulations governing real estate transactions.

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What is a House Purchase Agreement Form?

The House Purchase Agreement Form is essential for any residential property transaction in the United States. This document is used when a buyer intends to purchase a residential property from a seller, whether it's a single-family home, condominium, or other residential unit. The agreement incorporates both federal requirements (such as RESPA and TILA) and state-specific real estate laws. It provides comprehensive protection for both parties by clearly defining the terms of sale, including price, contingencies, warranties, and closing requirements. The document serves as the foundation for the entire transaction and is typically required by lenders, title companies, and real estate professionals involved in the process.

What sections should be included in a House Purchase Agreement Form?

1. Parties: Identification of buyer and seller with full legal names and addresses

2. Background: Brief context of the transaction and property identification

3. Definitions: Key terms used throughout the agreement

4. Property Description: Detailed legal description of the property being sold

5. Purchase Price: Amount and payment terms including deposit details

6. Closing Provisions: Date, location, and requirements for closing

7. Representations and Warranties: Standard declarations by both parties about the property and their capacity to enter agreement

What sections are optional to include in a House Purchase Agreement Form?

1. Financing Contingency: Terms related to buyer's ability to secure mortgage financing - include when buyer requires mortgage financing

2. Sale Contingency: Conditions related to the sale of buyer's current property - include when buyer needs to sell existing property first

3. Tenant Provisions: Terms related to existing tenants - include when property is currently tenanted

What schedules should be included in a House Purchase Agreement Form?

1. Property Inspection Report: Detailed report of property condition

2. Title Documents: Current title report and related documents

3. Property Disclosure Statement: Seller's mandatory disclosures about property condition

4. Fixture and Fittings List: Detailed list of items included/excluded from sale

5. Survey Documents: Property survey and related certificates

Authors

Alex Denne

Head of Growth (Open Source Law) @ ¶¶Òõ¶ÌÊÓÆµ | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Jurisdiction

United States

Document Type

Purchase Agreement

Cost

Free to use
Clauses






























Industries

Truth in Lending Act (TILA): Federal law requiring disclosure of credit terms and standardizing how costs associated with borrowing are calculated and disclosed

Real Estate Settlement Procedures Act (RESPA): Federal law requiring lenders, mortgage brokers, and servicers to provide disclosures regarding real estate transactions and prohibiting certain practices

Fair Housing Act: Federal law prohibiting discrimination in real estate transactions based on race, color, religion, sex, national origin, disability, or familial status

Equal Credit Opportunity Act: Federal law ensuring equal access to credit and prohibiting discrimination in credit transactions

Interstate Land Sales Full Disclosure Act: Federal law protecting consumers from fraud and abuse in the sale of land

State Property Laws: State-specific laws governing real property rights, transfers, and obligations

State Real Estate Transfer Laws: State-specific requirements for transferring real estate ownership and recording deeds

State Disclosure Requirements: State-mandated disclosures about property condition, defects, and other material facts

State Recording Statutes: State laws governing the recording of real estate documents and establishing priority of interests

State Contract Laws: State-specific requirements for valid contracts, including real estate contracts

Local Zoning Laws: Municipal regulations governing property use, development, and restrictions

HOA Rules: Homeowners Association regulations affecting property use and transfer

Building Codes: Local and state construction and safety standards affecting property condition and compliance

Environmental Regulations: Federal and state laws regarding environmental protection, hazards, and compliance

Property Tax Laws: State and local laws governing property taxation and assessment

Property Description Requirements: Legal requirements for accurately describing the property being transferred

Purchase Price and Payment Terms: Legal requirements for specifying financial terms and payment conditions

Earnest Money Requirements: State-specific rules regarding deposit amounts, handling, and disposition

Closing and Possession Requirements: Legal requirements for specifying closing dates and transfer of possession

Property Inspection Rights: Legal requirements regarding buyer's right to inspect and related contingencies

Title Requirements: Legal standards for title examination, insurance, and transfer

Contingency Requirements: Legal framework for conditions that must be met before closing

Seller's Disclosure Requirements: Mandatory and voluntary disclosures about property condition and history

Default Provisions: Legal requirements for specifying consequences of contract breach

Signature Requirements: Legal standards for executing and authenticating the agreement

Teams

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