The House Purchase Agreement Form is essential for any residential property transaction in the United States. This document is used when a buyer intends to purchase a residential property from a seller, whether it's a single-family home, condominium, or other residential unit. The agreement incorporates both federal requirements (such as RESPA and TILA) and state-specific real estate laws. It provides comprehensive protection for both parties by clearly defining the terms of sale, including price, contingencies, warranties, and closing requirements. The document serves as the foundation for the entire transaction and is typically required by lenders, title companies, and real estate professionals involved in the process.
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1. Parties: Identification of buyer and seller with full legal names and addresses
2. Background: Brief context of the transaction and property identification
3. Definitions: Key terms used throughout the agreement
4. Property Description: Detailed legal description of the property being sold
5. Purchase Price: Amount and payment terms including deposit details
6. Closing Provisions: Date, location, and requirements for closing
7. Representations and Warranties: Standard declarations by both parties about the property and their capacity to enter agreement
1. Financing Contingency: Terms related to buyer's ability to secure mortgage financing - include when buyer requires mortgage financing
2. Sale Contingency: Conditions related to the sale of buyer's current property - include when buyer needs to sell existing property first
3. Tenant Provisions: Terms related to existing tenants - include when property is currently tenanted
1. Property Inspection Report: Detailed report of property condition
2. Title Documents: Current title report and related documents
3. Property Disclosure Statement: Seller's mandatory disclosures about property condition
4. Fixture and Fittings List: Detailed list of items included/excluded from sale
5. Survey Documents: Property survey and related certificates
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