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1. Parties: Identification of mortgagor and mortgagee with full legal details
2. Background: Context of the loan and security arrangement
3. Definitions: Key terms used throughout the document
4. Promise to Pay: Principal terms of repayment, including amount, interest rate, and payment schedule
5. Security Details: Description of mortgaged property and nature of security interest
6. Covenants: Mortgagor's obligations regarding property maintenance and insurance
7. Default Provisions: Consequences of default and remedies available
8. Execution: Signing requirements and attestation
1. Prepayment Provisions: Terms for early repayment, applicable when early repayment options are offered
2. Assignment Clause: Terms for transferring the mortgage, included when transfer rights are to be specified
3. Guarantor Provisions: Terms relating to guarantors, included when a guarantor is involved in the transaction
1. Property Description Schedule: Detailed legal description of the mortgaged property
2. Payment Schedule: Detailed repayment schedule including dates and amounts
3. Insurance Requirements: Specific insurance requirements for the property
4. Property Title Documents: Copies of relevant title documents
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Promissory Note In English
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