Moneylenders Act (Chapter 188): Primary legislation governing money lending in Singapore, including licensing requirements, interest rate caps, and prohibited lending practices
Contracts Act (Chapter 53): Fundamental law governing contract formation, validity, and enforcement in Singapore, essential for the basic structure of the loan agreement
Civil Law Act (Chapter 43): Contains provisions relating to civil matters including contractual rights, remedies, and limitations
Moneylenders Rules 2009: Subsidiary legislation providing detailed regulations for moneylending operations, including specific documentation requirements
Currency Act (Chapter 69): Legislation governing currency matters in Singapore, relevant for specifying loan amounts and payment terms
Interest Act (Chapter 173): Regulates interest rates and calculations in various types of transactions including loans
Lending of Money Security Act: Governs aspects of securing loans and related documentation requirements
Unfair Contract Terms Act: Protects against unreasonable terms in contracts, including loan agreements, particularly relevant for consumer loans
Maximum Interest Rate Requirements: Regulatory limits on interest rates, compound interest, and late payment charges under Singapore law
Documentation Requirements: Mandatory terms, conditions, and disclosure requirements for loan agreements under Singapore law
Security and Enforcement Provisions: Legal framework for creating and enforcing security interests and handling defaults under Singapore law
Consumer Protection Requirements: Specific protections for consumer borrowers including cooling-off periods and disclosure requirements
