Banking Act (Cap. 19): Primary legislation governing banking institutions and banking activities in Singapore, setting out licensing requirements and operational guidelines
Moneylenders Act (Cap. 188): Regulates moneylending activities in Singapore, including licensing requirements and restrictions on interest rates
Securities and Futures Act (Cap. 289): Relevant when the loan involves securities or capital market products, governing trading and financial advisory services
Contract Law (Cap. 43): Fundamental legislation governing contract formation, enforcement, and remedies in Singapore
MAS Guidelines: Regulatory framework issued by Monetary Authority of Singapore providing guidance on banking and financial services practices
MAS Notice 634: Specific regulations regarding banking secrecy and confidentiality requirements
MAS Notice 642: Guidelines on limits for credit facilities and exposure limits for financial institutions
Common Law Principles: Established legal principles regarding contract formation, including offer, acceptance, and consideration
AML/CFT Regulations: Anti-Money Laundering and Countering the Financing of Terrorism regulations requiring due diligence and reporting
Personal Data Protection Act 2012: Legislation governing the collection, use, and disclosure of personal data in Singapore
Fair Trading Act: Consumer protection legislation that may apply to certain lending arrangements
Interest Rate Regulations: Rules governing maximum interest rates and computation methods for loans
Security and Collateral Requirements: Legal framework for creating and enforcing security interests and collateral arrangements
Disclosure Requirements: mandatory information that must be disclosed to borrowers in lending documents
