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1. Additional Insured Parties: Section for listing additional parties to be covered under the policy, used when multiple entities need coverage

2. Special Risk Factors: Detailed assessment of unique or high-risk elements, included for complex or high-risk proposals

3. International Coverage: Details of coverage extending beyond Saudi Arabia, included for businesses with international operations

4. Group Schema: Structure of coverage for group insurance proposals, used for corporate or group insurance arrangements

5. Takaful Participant Agreement: Specific terms for Islamic insurance participation, included when using a Takaful structure

6. Risk Management Procedures: Description of existing risk management systems, included for commercial or complex risks

1. Schedule A - Asset List: Detailed inventory of assets to be insured with values and specifications

2. Schedule B - Coverage Limits: Breakdown of coverage limits and sub-limits for different risk categories

3. Schedule C - Premium Calculation: Detailed breakdown of premium calculations and factors

4. Schedule D - Risk Assessment Report: Technical evaluation of risks and mitigation measures

5. Appendix 1 - Supporting Documents: List of required supporting documentation

6. Appendix 2 - Claims Procedures: Detailed procedures for making claims

7. Appendix 3 - Shariah Certification: Documentation of Shariah compliance assessment and certification