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1. Parties: Identification of the seller (current debt holder) and purchaser, including full legal names, registration details, and addresses
2. Background: Context of the transaction, brief description of the debt's origin, and purpose of the agreement
3. Definitions: Detailed definitions of terms used throughout the agreement, including 'Debt', 'Purchase Price', 'Completion Date', etc.
4. Sale and Purchase: Core transaction terms, including the agreement to sell and purchase the debt
5. Purchase Price: Details of the purchase price, calculation method, and any adjustments
6. Payment Terms: Payment schedule, method of payment, and currency specifications
7. Conditions Precedent: Conditions that must be satisfied before completion of the sale
8. Completion: Details of the completion process, timing, and deliverables
9. Seller's Representations and Warranties: Warranties regarding debt validity, ownership, absence of encumbrances, etc.
10. Purchaser's Representations and Warranties: Warranties regarding authority, capacity, and regulatory compliance
11. Transfer and Assignment: Legal mechanics of transferring the debt and related rights
12. Notices: Process and requirements for formal communications between parties
13. Governing Law and Jurisdiction: Specification of Pakistani law and jurisdiction details
14. Miscellaneous: Standard boilerplate provisions including severability, entire agreement, amendments
1. Islamic Banking Compliance: Required when the transaction must comply with Islamic banking principles
2. Regulatory Approvals: Required when specific regulatory approvals are needed for the transfer
3. Security Assignment: Required when associated security interests are being transferred with the debt
4. Servicing Arrangements: Required when the seller will continue to service the debt post-sale
5. Tax Provisions: Required when specific tax implications need to be addressed
6. Data Protection: Required when personal data is involved in the debt transfer
7. Indemnification: Optional enhanced indemnification provisions beyond standard warranties
8. Foreign Exchange Provisions: Required when the transaction involves multiple currencies
1. Schedule 1 - Debt Details: Detailed description of the debt being purchased, including principal amount, interest, maturity
2. Schedule 2 - Underlying Documentation: List of all original debt documentation being transferred
3. Schedule 3 - Transfer Documents: Forms of transfer notices and assignments required for completion
4. Schedule 4 - Completion Checklist: List of all documents and actions required for completion
5. Schedule 5 - Security Details: Details of any security interests associated with the debt
6. Appendix A - Form of Transfer Notice: Template for notices to be sent to relevant parties regarding the transfer
7. Appendix B - Regulatory Compliance Certificates: Required compliance certificates and regulatory forms
8. Appendix C - Payment Schedule: Detailed payment terms and schedule if payment is in installments
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Real Estate Finance
Corporate Finance
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Legal
Finance
Treasury
Risk Management
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Credit
Investment
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Regulatory Affairs
Islamic Banking
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