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The Loan Facilitation Agreement is essential for businesses providing intermediary services in the Philippine lending market. It is particularly relevant in today's digital banking environment where traditional and online lending platforms coexist. This document is used when a facilitator connects borrowers with lenders, whether for consumer loans, business financing, or specialized lending products. The agreement must comply with Philippine regulatory requirements, including BSP regulations, the General Banking Law, and various financial services regulations. It typically includes provisions for service scope, regulatory compliance, data protection, anti-money laundering procedures, and risk management. The document is crucial for protecting all parties' interests while ensuring transparent and compliant loan facilitation services in the Philippine market.

1. Parties: Identifies all parties to the agreement including the facilitator, and their respective legal capacities

2. Background: Sets out the context of the agreement, including the facilitator's role and regulatory status

3. Definitions: Defines key terms used throughout the agreement, including technical and regulatory terminology

4. Scope of Services: Details the loan facilitation services to be provided, including matchmaking, documentation, and administration

5. Regulatory Compliance: Outlines compliance requirements with Philippine banking laws and regulations

6. Service Fees: Specifies the fee structure, payment terms, and calculation methods for facilitation services

7. Representations and Warranties: Contains statements of fact and assurances from each party regarding their capacity and compliance

8. Obligations of the Facilitator: Lists specific duties and responsibilities of the loan facilitator

9. Data Protection and Privacy: Addresses handling of personal and financial information in compliance with the Data Privacy Act

10. Anti-Money Laundering Compliance: Details AML procedures and requirements under Philippine law

11. Term and Termination: Specifies duration of the agreement and circumstances for termination

12. Liability and Indemnification: Allocates risks and responsibilities between parties

13. Dispute Resolution: Establishes procedures for handling disputes under Philippine law

14. General Provisions: Contains standard boilerplate clauses including notices, amendments, and governing law