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1. Insurance Requirements: Required when the installment purchase involves high-value items requiring insurance coverage

2. Security Interest: Include when additional collateral or security is required for the installment purchase

3. Maintenance and Warranty: Required for goods that need regular maintenance or come with manufacturer warranties

4. Co-Maker Provisions: Include when a co-maker or guarantor is required for the installment agreement

5. Prepayment Terms: Include when early payment options and associated discounts are offered

6. Electronic Payment Authorization: Required when automatic electronic payments are to be set up

7. Return Policy: Include for goods that may be returned under specific conditions

1. Schedule A - Payment Schedule: Detailed breakdown of all payments, including dates, amounts, and allocation between principal and interest

2. Schedule B - Product Specifications: Detailed description and specifications of the goods being sold

3. Schedule C - Disclosure Statement: Truth in Lending Act disclosures including computation of finance charges and effective interest rate

4. Schedule D - Delivery Details: Delivery schedule and terms for the goods (if applicable)

5. Appendix 1 - Required Documents: List of required documents from the Buyer (valid IDs, proof of income, etc.)

6. Appendix 2 - Terms and Conditions: Standard terms and conditions applicable to the installment purchase