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1. Interest Calculation Breakdown: Detailed breakdown of how interest and penalties have been calculated, used when there are significant additional charges

2. Payment Plan Option: Offer of a final opportunity for a payment plan arrangement, included when there's willingness to accept structured payments

3. Previous Notices Reference: List of all previous notices sent with dates, used when establishing a paper trail is crucial

4. Dispute Resolution Process: Information about how to dispute the debt, included when required by local regulations or company policy

5. Return Slip: Detachable portion for the debtor to return with payment, used for manual payment processing systems

1. Schedule A - Statement of Account: Detailed breakdown of all transactions, payments, and current balance

2. Schedule B - Payment History: Chronological list of all payment attempts and communications

3. Schedule C - Interest Calculation: Detailed calculation of interest and late payment penalties

4. Appendix 1 - Copy of Original Invoice(s): Copies of all relevant original invoices or contracts

5. Appendix 2 - Previous Notice Records: Copies of all previous payment notices sent to the debtor