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1. Security: Required when the loan is secured against specific assets or property

2. Guarantor Provisions: Included when a guarantor is providing additional security for the loan

3. Insurance Requirements: Needed when specific insurance coverage is required for secured assets

4. Early Repayment: Details early repayment options and any associated fees or calculations

5. Assignment and Transfer: Included when either party may need to transfer their rights or obligations

6. Default Interest: Specifies additional interest rates applicable during default periods

7. Variation of Terms: Included when parties want to allow for specific terms to be varied during the loan period

1. Schedule 1 - Loan Details: Contains specific loan terms including amount, interest rate, term, and payment schedule

2. Schedule 2 - Repayment Schedule: Detailed amortization schedule showing payment dates and amounts

3. Schedule 3 - Security Details: Description of any security provided for the loan, if applicable

4. Schedule 4 - Fee Schedule: Lists all applicable fees and charges

5. Appendix A - Direct Debit Authority: Form for setting up automatic payments

6. Appendix B - Disclosure Statement: Initial disclosure statement as required by the CCCFA

7. Appendix C - Guarantor Deed: Separate deed for guarantors if applicable