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1. Consumer Protection Provisions: Additional protective clauses required when the client is a consumer rather than a business

2. Agent Provisions: Additional provisions when transfers are conducted through agents or third parties

3. Currency Exchange Services: Specific provisions for currency exchange services if offered alongside money transfers

4. Electronic Platform Terms: Additional terms for use of electronic or mobile platforms if applicable

5. Business Customer Provisions: Specific provisions for business customers including bulk transfers and reporting

6. International Transfer Provisions: Additional provisions for cross-border transfers outside the EU/EEA

7. Credit Facility Terms: Terms for any credit facilities offered in connection with transfer services

1. Schedule 1 - Fee Schedule: Detailed breakdown of all fees, charges, and commission structures

2. Schedule 2 - Service Level Agreement: Detailed service levels, processing times, and performance metrics

3. Schedule 3 - Compliance Procedures: Detailed KYC and verification procedures

4. Schedule 4 - Security Protocols: Detailed security requirements and procedures

5. Schedule 5 - Authorized Representatives: List of authorized representatives and signature specimens

6. Appendix A - Required Documentation: List of required customer documentation for different transfer types

7. Appendix B - Territory Coverage: List of countries/regions where services are available and any specific restrictions