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The Guarantor in Loan Agreement is an essential document in Dutch financing arrangements where additional security is required for a loan facility. This agreement is commonly used when a lender requires extra assurance beyond the borrower's commitments, particularly in situations involving substantial loan amounts, borrowers with limited credit history, or complex commercial transactions. The document, governed by Dutch law, specifically the Burgerlijk Wetboek (Dutch Civil Code), establishes the guarantor's legal obligation to fulfill the borrower's payment obligations if the borrower defaults. It includes crucial details about the scope of the guarantee, enforcement procedures, and the specific circumstances under which the guarantee can be called upon. The agreement must comply with Dutch financial regulations, including the Financial Supervision Act (Wet op het financieel toezicht) and, where applicable, consumer protection laws.

1. Parties: Identification of all parties: Lender, Borrower, and Guarantor(s), including full legal names and addresses

2. Background: Context of the guarantee, reference to the main loan agreement, and purpose of the guarantee

3. Definitions: Definitions of key terms used throughout the agreement, including 'Guaranteed Obligations', 'Event of Default', and 'Security'

4. Guarantee: Core section detailing the scope and nature of the guarantee, whether it's joint and several, limited or unlimited

5. Representations and Warranties: Guarantor's confirmations regarding their legal capacity, authority, and financial condition

6. Nature of Guarantee: Specification that the guarantee is unconditional, irrevocable, and continuing until all guaranteed obligations are discharged

7. Payment Obligations: Details of when and how the guarantor must make payments, including payment mechanics and currency

8. Preservation of Rights: Lender's rights preservation, including ability to pursue guarantor without first pursuing borrower

9. Indemnity: Guarantor's indemnification obligations to the lender

10. Costs and Expenses: Allocation of costs related to the guarantee agreement and its enforcement

11. Duration and Release: Term of the guarantee and conditions for release of the guarantor's obligations

12. Notices: Communication requirements and contact details for all parties

13. Governing Law and Jurisdiction: Confirmation of Dutch law governance and jurisdiction for disputes