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1. Security: Details of any security or guarantees provided for the debt - include when there is collateral or a guarantor

2. Early Repayment: Terms for early repayment of the debt - include when early repayment is permitted

3. Third Party Rights: Rights of third parties in relation to the debt - include when other parties have interests in the debt

4. Hardship Clause: Provisions for modifying payments in case of financial hardship - include for consumer agreements

5. Debt Counseling: Reference to debt counseling services - include when dealing with consumer debtors

6. Assignment: Terms regarding the ability to assign the debt - include when debt assignment might be relevant

7. Confidentiality: Confidentiality obligations - include for business-to-business arrangements

1. Schedule 1 - Payment Schedule: Detailed breakdown of payment dates and amounts

2. Schedule 2 - Original Debt Documentation: Copies or references to original agreements or invoices creating the debt

3. Schedule 3 - Statement of Account: Current statement showing total debt, including any interest and charges

4. Appendix A - Direct Debit Authorization: If applicable, authorization for automatic payment collection

5. Appendix B - Security Documentation: If applicable, documentation relating to any security provided