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1. Promissory Note Details: Date, place of issuance, and unique identification number of the note
2. Maker Information: Full legal name, address, and contact details of the party making the promise to pay
3. Payee Information: Full legal name, address, and contact details of the party to whom payment is promised
4. Promise to Pay: Unconditional promise to pay a specific sum, including the currency and amount in both figures and words
5. Payment Terms: Due date, place of payment, and whether payable on demand or at a fixed/determinable future time
6. Interest Rate: Applicable interest rate, calculation method, and payment frequency if interest is chargeable
7. Governing Law: Specification of Nigerian law as the governing law and jurisdiction clause
1. Security Arrangements: Details of any collateral or security provided to guarantee the payment
2. Acceleration Clause: Conditions under which the full amount becomes immediately due and payable
3. Default Interest: Additional interest rate applicable in case of default
4. Transfer Rights: Specific conditions or restrictions regarding the transfer or assignment of the note
5. Force Majeure: Provisions for unforeseen circumstances affecting payment obligations
6. Tax Provisions: Provisions regarding responsibility for any applicable taxes or withholdings
1. Payment Schedule: Detailed schedule of installment payments if not a single payment
2. Currency Exchange Provisions: Specific terms regarding exchange rates and currency conversion if payment is in foreign currency
3. Security Details: Detailed description of any security or collateral provided
4. Authorized Signatories: List of authorized signatories and their specimen signatures if multiple parties are involved
Banking and Financial Services
International Trade
Import/Export
Manufacturing
Oil and Gas
Agriculture
Real Estate
Construction
Telecommunications
Mining
Retail and Distribution
Professional Services
Legal
Finance
Treasury
International Trade
Compliance
Risk Management
Corporate Finance
Credit Control
Commercial Operations
Company Secretariat
Chief Financial Officer
Finance Director
Treasury Manager
International Trade Manager
Financial Controller
Legal Counsel
Compliance Officer
Credit Manager
Risk Manager
Corporate Finance Manager
Trade Finance Manager
Business Development Director
Commercial Director
Company Secretary
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