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1. Insurance Requirements: Required when the purchased item needs specific insurance coverage

2. Guarantor Provisions: Include when a guarantor is required for the credit purchase

3. Early Repayment Terms: Details early repayment options and any associated penalties or benefits

4. Assignment and Transfer: Include if either party may need to transfer their rights or obligations

5. Force Majeure: Include for high-value purchases where external events might affect performance

6. Maintenance and Usage Requirements: Include for equipment or machinery purchases requiring specific maintenance

7. Additional Security Provisions: Include when multiple forms of security are provided

8. Change in Circumstances: Include provisions for dealing with material changes in financial circumstances

1. Schedule 1 - Payment Schedule: Detailed breakdown of payment amounts and due dates

2. Schedule 2 - Item Description: Detailed specification of goods/services being purchased

3. Schedule 3 - Interest Calculation: Method and examples of interest calculation

4. Schedule 4 - Security Details: Detailed description of any security or collateral

5. Appendix A - Required Documents: List of supporting documents required from the borrower

6. Appendix B - Insurance Requirements: Detailed insurance specifications if applicable

7. Appendix C - Condition Report: For tangible goods, details their condition at purchase

8. Appendix D - Guarantor Information: Details of guarantor(s) if applicable