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1. Sender's Details: Full name and address of the lender
2. Date: Date of the letter
3. Recipient's Details: Full name and address of the borrower
4. Subject Line: Clear indication that this is a loan letter
5. Loan Amount: The principal amount being lent, stated both in figures and words
6. Interest Rate: Clear statement of the interest rate and how it will be calculated
7. Repayment Terms: Details of how and when the loan will be repaid, including payment schedule
8. Duration of Loan: Start date and end date or term of the loan
9. Mode of Payment: Specified method for making payments
10. Acknowledgment: Space for both parties to sign and date the letter
1. Collateral Details: Include when the loan is secured by any assets
2. Late Payment Terms: Include when specific penalties or consequences for late payments are being imposed
3. Early Repayment Clause: Include when early repayment options and any associated terms need to be specified
4. Witness Details: Include when the loan amount is substantial or local laws require witness signatures
5. Purpose of Loan: Include when the loan is being given for a specific purpose that needs to be documented
6. Default Consequences: Include when specific actions or consequences for loan default need to be outlined
1. Repayment Schedule: Detailed table showing payment dates, amounts, and remaining balance
2. Collateral List: Detailed description of any assets being used as collateral, including values and documentation
3. Photo ID Proof: Copies of government-issued ID proof of both parties
4. Address Proof: Copies of address proof documents of both parties
Banking & Financial Services
Personal Finance
Microfinance
Real Estate
Small Business
Education Finance
Agricultural Finance
Retail
Professional Services
Family Business
Legal
Finance
Compliance
Credit Risk
Documentation
Retail Banking
Corporate Banking
Operations
Customer Service
Administration
Financial Advisor
Loan Officer
Credit Manager
Legal Counsel
Compliance Officer
Personal Banking Manager
Microfinance Officer
Business Development Manager
Risk Assessment Officer
Documentation Specialist
Relationship Manager
Small Business Advisor
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