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The Close Credit Card Letter is an essential document used when an account holder wishes to formally terminate their credit card agreement with a financial institution in Ireland. This document is particularly important as it provides written evidence of the closure request and helps protect both the cardholder and the financial institution. It should be used when a cardholder has decided to permanently close their credit card account, whether due to switching providers, consolidating accounts, or simply no longer requiring the credit facility. The letter must comply with Irish financial regulations, including the Consumer Credit Act 1995 and the Central Bank Consumer Protection Code 2012. It typically includes account details, closure instructions, statements about outstanding balances, and handling of any recurring payments or rewards points. This formal written request helps prevent future disputes and ensures proper account closure processing.

1. Account Holder Details: Full name, address, and contact information of the account holder

2. Card Issuer Details: Name and address of the credit card company/bank

3. Account Information: Credit card account number, card type, and any other relevant identifying information

4. Closure Request Statement: Clear statement requesting the closure of the credit card account

5. Outstanding Balance Declaration: Statement regarding any outstanding balance and commitment to pay

6. Card Status: Confirmation that the physical card has been destroyed or will be returned

7. Signature Block: Space for signature, printed name, and date