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1. Parties: Identification of the lender and borrower entities, including their complete legal names, registration numbers, and addresses
2. Background: Context of the internal loan, relationship between the parties, and purpose of the loan
3. Definitions: Definitions of key terms used throughout the agreement
4. Loan Amount and Purpose: Specification of the loan amount, currency, and permitted use of funds
5. Interest: Interest rate, calculation method, and payment frequency
6. Drawdown: Conditions and procedure for disbursement of the loan
7. Repayment Terms: Repayment schedule, prepayment provisions, and payment mechanics
8. Representations and Warranties: Standard representations about corporate authority, validity, and financial condition
9. Covenants: Ongoing obligations of the borrower during the loan term
10. Events of Default: Circumstances constituting default and consequences
11. Tax Provisions: Treatment of taxes, including withholding tax obligations
12. Notices: Process for formal communications between parties
13. Governing Law and Jurisdiction: Confirmation of Indonesian law governance and dispute resolution provisions
14. Execution: Signature blocks and execution requirements
1. Security: Include when the loan is secured by any assets or guarantees
2. Currency Conversion: Required if loan is denominated in foreign currency or involves currency conversion
3. Subordination: Include when the loan needs to be subordinated to other debt
4. Related Party Provisions: Special provisions required for loans between specific types of related entities
5. Change of Control: Include when loan terms may be affected by changes in corporate ownership
6. Assignment: Include when transfer of loan rights needs to be restricted or permitted
1. Repayment Schedule: Detailed amortization table showing payment dates and amounts
2. Form of Drawdown Notice: Template for requesting disbursement of loan funds
3. Corporate Authorizations: Copies of relevant board resolutions and corporate approvals
4. Security Details: If applicable, detailed description of security or collateral
5. Related Party Information: Details of corporate relationship between parties if required by regulations
6. Calculation of Interest: Detailed methodology for interest calculations and examples
Manufacturing
Financial Services
Real Estate
Mining and Resources
Technology
Retail
Infrastructure
Agriculture
Healthcare
Transportation and Logistics
Energy
Telecommunications
Legal
Finance
Treasury
Tax
Compliance
Corporate Secretariat
Risk Management
Corporate Finance
Financial Planning
Internal Audit
Chief Financial Officer
Finance Director
Treasury Manager
Legal Counsel
Corporate Secretary
Financial Controller
Tax Manager
Compliance Officer
Group Finance Manager
Corporate Finance Manager
Legal Director
Risk Manager
Company Director
General Counsel
Finance Operations Manager
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