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1. Parties: Identification of the seller/financier and the buyer/borrower with complete legal names and addresses
2. Background: Context of the agreement including the intention to purchase/finance the vehicle
3. Definitions: Defined terms used throughout the agreement
4. Vehicle Details: Comprehensive description of the vehicle including make, model, year, VIN, color, and other identifying features
5. Purchase Price and Payment Terms: Total purchase price, down payment, installment amounts, payment schedule, and interest rate
6. Payment Method: Accepted methods of payment, payment processing details, and due dates
7. Late Payment and Penalties: Consequences of late payments, penalty fees, and default procedures
8. Vehicle Ownership and Transfer: Terms regarding vehicle ownership during the payment period and transfer upon completion
9. Insurance Requirements: Mandatory insurance coverage requirements and responsibilities
10. Maintenance and Use Requirements: Buyer's obligations regarding vehicle maintenance and permitted use
11. Default and Repossession: Circumstances constituting default and repossession procedures
12. Termination: Conditions for early termination and its consequences
13. Governing Law: Specification of Indonesian law as governing law and jurisdiction
14. Dispute Resolution: Process for resolving disputes between parties
1. Co-signer Provisions: Include when there is a co-signer guaranteeing the payments
2. Trade-in Terms: Include when the buyer is trading in another vehicle as part of the purchase
3. Early Payment Provisions: Include when early payment options and potential discounts are offered
4. Cross-Border Use: Include when the vehicle may be used across international borders
5. Commercial Use Provisions: Include when the vehicle may be used for commercial purposes
6. Modification Restrictions: Include when specific restrictions on vehicle modifications are needed
7. Assignment Rights: Include when either party may need to assign their rights under the contract
1. Schedule A - Vehicle Specification: Detailed technical specifications and features of the vehicle
2. Schedule B - Payment Schedule: Detailed breakdown of all payments including dates and amounts
3. Schedule C - Insurance Requirements: Specific insurance coverage requirements and minimum values
4. Schedule D - Delivery and Acceptance Form: Document confirming vehicle delivery and acceptance by buyer
5. Appendix 1 - Vehicle Inspection Report: Pre-delivery inspection report detailing vehicle condition
6. Appendix 2 - Warranty Terms: Detailed warranty terms and conditions
7. Appendix 3 - Required Documentation: List of required documents for registration and financing
Automotive
Financial Services
Banking
Insurance
Consumer Finance
Retail
Transportation
Fleet Management
Vehicle Leasing
Legal
Finance
Sales
Compliance
Risk Management
Credit Analysis
Collections
Contract Administration
Customer Service
Operations
Finance Manager
Auto Sales Manager
Legal Counsel
Credit Analyst
Financial Services Officer
Compliance Officer
Fleet Manager
Automotive Finance Specialist
Contract Administrator
Risk Management Officer
Consumer Credit Manager
Vehicle Finance Coordinator
Collections Manager
Dealership Manager
Corporate Finance Manager
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