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1. Date and Place of Execution: Specifies the date and location where the promissory note is executed
2. Parties: Identifies the maker (promisor) and payee (promisee) with full legal names and addresses
3. Promise to Pay: Clear and unconditional promise to pay a specific sum of money
4. Principal Amount: The exact amount of money being promised, stated in both numbers and words
5. Interest Rate: Specified interest rate and calculation method
6. Payment Terms: Details of when and how payments will be made, including due date(s)
7. Place of Payment: Specified location or method where payment should be made
8. Maker's Signature: Space for the maker's signature
9. Notarial Certification: Section for notary's official certification, stamp, and signature
1. Security/Collateral: Details of any assets pledged as security for the note - include when the note is secured
2. Default Provisions: Consequences of default and remedies available - recommended for larger amounts
3. Early Repayment Terms: Conditions and procedures for early repayment - include if early repayment is allowed
4. Late Payment Penalties: Specified penalties or additional interest for late payments - optional but recommended
5. Transfer Rights: Terms regarding the transferability of the note - include if the note should be negotiable
6. Governing Law: Explicit statement of Hong Kong law governance - recommended for clarity especially with foreign parties
1. Payment Schedule: Detailed schedule of payment dates and amounts if multiple payments are involved
2. Collateral Description: Detailed description of any collateral securing the note, including registration numbers or identifying details
3. Witness Attestation: Additional page for witness signatures and details if required
4. Currency Exchange Provisions: If payment involves foreign currency, details of exchange rate determination and calculation
Financial Services
Banking
Real Estate
Commercial Lending
Private Equity
Small and Medium Enterprises
Construction
Manufacturing
Import/Export
Professional Services
Retail
Legal
Finance
Treasury
Compliance
Risk Management
Corporate Secretarial
Credit Control
Business Development
Administrative
Chief Financial Officer
Finance Director
Legal Counsel
Corporate Lawyer
Financial Controller
Treasury Manager
Credit Manager
Risk Manager
Company Secretary
Compliance Officer
Business Development Manager
Account Manager
Finance Manager
Legal Administrator
Notary Public
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