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Bills of Exchange Act 1882: Primary legislation governing negotiable instruments including promissory notes. Defines core requirements for valid promissory notes and establishes the rights and obligations of all parties involved.

Consumer Credit Act 1974: Regulates credit agreements and provides consumer protections. Relevant if the borrower is a consumer, setting out specific requirements for form and content of credit agreements.

Law of Property Act 1925: Governs the creation and enforcement of security interests in property. Essential for the secured aspect of the promissory note, particularly regarding the creation and enforcement of the security.

Financial Services and Markets Act 2000: Provides regulatory framework for financial services and markets. Relevant if the note involves regulated activities or financial services.

Common Law Principles: Fundamental legal principles regarding contract formation, consideration, and capacity to contract that must be considered in drafting the note.

Companies Act 2006: Contains registration requirements for corporate security and charges. Relevant when the security involves corporate entities.

Unfair Contract Terms Act 1977: Regulates the reasonableness of contractual terms and limitations of liability. Ensures fairness in contract terms, particularly in standard form contracts.