Consumer Credit Act 1974: Primary legislation governing consumer credit agreements in England and Wales, establishing the framework for consumer lending and credit regulation
Financial Services and Markets Act 2000: Key legislation establishing the regulatory framework for financial services in the UK, including credit agreements and financial institutions
Consumer Rights Act 2015: Legislation protecting consumer rights and establishing rules for unfair terms in consumer contracts, including credit agreements
Unfair Contract Terms Act 1977: Legislation regulating unfair terms in contracts, particularly relevant for business-to-business credit agreements
Consumer Credit (Agreements) Regulations 2010: Detailed regulations specifying requirements for the form and content of consumer credit agreements
FCA Handbook - CONC: Consumer Credit Sourcebook containing detailed rules and guidance for consumer credit activities
FCA Handbook - PRIN: Principles for Businesses setting out fundamental obligations for firms under the regulatory system
FCA Handbook - SYSC: Senior Management Arrangements, Systems and Controls requirements for regulated firms
Money Laundering Regulations 2017: Regulations requiring credit providers to implement anti-money laundering controls and customer due diligence
Data Protection Act 2018: Legislation governing the processing of personal data, including requirements for credit agreements and customer information
UK GDPR: Post-Brexit data protection regulation establishing rules for processing personal data in the UK
Financial Services Act 2021: Recent legislation updating the UK's regulatory framework for financial services post-Brexit
Banking Act 2009: Legislation establishing the framework for bank regulation and resolution in the UK
Late Payment of Commercial Debts (Interest) Act 1998: Legislation governing interest on late payments in commercial transactions
Common Law Contract Principles: Fundamental principles of contract law including offer, acceptance, consideration, and intention to create legal relations
Doctrine of Security Interests: Legal principles governing the creation and enforcement of security interests in credit agreements
Principles of Equity and Trusts: Equitable principles that may affect the interpretation and enforcement of credit agreements
Rome I Regulation: Regulation determining the applicable law in contractual obligations for cross-border credit agreements
Brussels Regime: Rules determining jurisdiction in cross-border disputes relating to credit agreements
