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1. Parties: Identifies and defines the seller/landlord and buyer/tenant involved in the agreement
2. Background: Explains the context and purpose of the lease-to-own agreement
3. Definitions: Defines key terms used throughout the agreement including property, lease period, purchase option, and payment terms
4. Property Description: Detailed legal description of the property being leased with option to purchase
5. Purchase Terms: Details of the final purchase price, option fees, and payment structure for exercising the purchase option
6. Lease Terms: Specifies rental amount, duration of lease, and portion of rent to be credited towards purchase
7. Option Terms: Outlines conditions and timeframe for exercising the purchase option
8. Rights and Obligations: Details the rights and responsibilities of both parties during the lease period
9. Default and Remedies: Specifies what constitutes default and the available remedies for both parties
10. Closing Provisions: Details the process and requirements for completing the property purchase
1. Property Maintenance: Detailed allocation of maintenance and repair responsibilities between landlord and tenant
2. Insurance Requirements: Specific insurance obligations for both parties during lease and purchase phases
3. Early Purchase Options: Terms and conditions for exercising the purchase option before lease termination
4. Property Improvements: Terms regarding tenant's right to make improvements and their impact on purchase price
5. Assignment and Subletting: Terms regarding the ability to assign or sublet the property during the lease period
1. Schedule A - Property Inspection Report: Detailed condition report of property at the commencement of lease
2. Schedule B - Payment Schedule: Detailed breakdown of monthly payments including rent and purchase option credits
3. Schedule C - Property Disclosure Statement: Mandatory disclosures about property condition and known issues
4. Schedule D - Lead Paint Disclosure: Required disclosure for properties built before 1978
5. Schedule E - Option Fee Receipt: Documentation of option fee payment and terms
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